巴拉圭评级被惠誉列入负面观察：数字银行ueno倒闭冻结近300万客户储蓄，涉公共资金约8.5亿美元
评级机构惠誉 11 月 11 日将巴拉圭「BB+」主权评级列入负面观察名单，称可能下调评级，理由是数字银行 ueno 倒闭及其引发的政治动荡可能外溢至银行体系、政府财政、经济增长与政策连续性。
ueno 是巴拉圭第六大银行，截至今年 6 月持有约 8.5 亿美元公共资金，其中包括国家养老金。巴拉圭中央银行 11 月 2 日将 ueno 置于处置程序，原因是其资本已跌至监管最低要求的一半以下，全国 650 万人口中近 300 万名客户的储蓄被冻结。
惠誉同时表示，鉴于其他系统重要性银行的偿付能力与流动性状况稳健，目前预计不会出现更广泛的金融稳定风险，但其对巴拉圭 2026 年 4.5% 的经济增长预测面临下行风险。
ueno 倒闭已引发巴拉圭十多年来最深的政治危机。参议院上周五投票罢免总统圣地亚哥·培尼亚，理由是其与倒闭事件的关联；培尼亚已于前一日辞职。检方本周一扩大调查范围，突击搜查该银行旗下经纪部门，政府同时任命了新的中央银行行长以控制事态。
Paraguay Rating Placed on Negative Watch by Fitch: Digital Bank ueno Collapse Froze Savings of Nearly 3 Million Customers, With About 850 Million Dollars in Public Funds Involved
Credit ratings agency Fitch on November 11 placed Paraguay's "BB+" sovereign rating on watch for a possible downgrade, citing fallout from the collapse of digital lender ueno and the subsequent political upheaval, including potential spillovers to the banking system, government finances, economic growth and policy continuity.
Ueno, the country's sixth-largest lender, held roughly 850 million dollars in public funds as of June, including state pension money. Paraguay's central bank placed ueno into resolution on November 2 after its capital fell below half the regulatory minimum, freezing the savings of nearly 3 million customers in a country of 6.5 million people.
Fitch said it does not presently anticipate broader financial stability risks, given the sound solvency and liquidity positions of other systemically important banks, while warning of downside risks to its 4.5 percent growth forecast for Paraguay in 2026.
The collapse triggered the country's deepest political crisis in more than a decade. The Senate voted on Friday to remove President Santiago Peña over his ties to the collapse, despite his resignation a day earlier. Prosecutors widened their investigation on Monday, raiding the firm's brokerage arm, as the government installed a new central bank chief to help contain the fallout.
发布：GSM·美国（发布链接）
图片来源：图：巴拉圭首都亚松森黄昏天际线（资料图）。图中是亚松森市区高层建筑在晚霞下的天际线。Cmasi，CC BY-SA 4.0，经Wikimedia Commons。 / Photo: file photo. Cmasi, CC BY-SA 4.0, via Wikimedia Commons.
GSM Global · 本篇英文版 English edition of this story
- 2026-11-04 17:13巴拉圭数字银行ueno被央行解散、约300万客户账户冻结：35名议员提交弹劾总统佩尼亚的条款
- 2026-11-05 12:20巴拉圭总统Santiago Peña宣布辞职：众议院78票对0票通过弹劾，数字银行倒闭冻结约300万客户账户
- 2026-11-05 21:57巴拉圭总检察长对佩尼亚启动三项刑事调查：六名银行高管收押候审，参议院弹劾审理开始
- 2026-11-06 05:29跟进：巴拉圭国会联席会议失去法定人数、总统辞呈悬而未决：参议院启动弹劾审判，佩尼亚称将出庭辩护
- 2026-11-06 16:14跟进：巴拉圭参议院44票通过罢免总统佩尼亚，检方发出逮捕令、副总统阿利亚纳宣誓就任
- 2026-11-07 08:09跟进：巴拉圭检方正式起诉前总统佩尼亚：被控教唆背信与牟私管理、法官下令审前羁押
- 2026-11-07 21:40跟进：巴拉圭前总统佩尼亚出庭 检方拟以背信等罪名起诉
- 2026-11-09 05:23卢比奥与巴拉圭总统 Pedro Alliana 通话：祝贺他就任总统，重申美巴伙伴关系
- 2026-11-11 19:22巴拉圭评级被惠誉列入负面观察：数字银行ueno倒闭冻结近300万客户储蓄，涉公共资金约8.5亿美元本篇
