全美房地产经纪人协会2026年画像报告:首次购房者占比降至22%、首购年龄中位数40岁创新高

全美房地产经纪人协会(NAR)11月6日在 New Orleans 举行的 NAR NXT 年会上发布《2026年购房者与卖家画像》报告:过去一年首次购房者只占购房总量的22%,接近有记录以来的最低水平;首次购房者的年龄中位数升至40岁,创历史新高。
报告还显示,卖家在自家住房中居住的年限中位数达到12年,为有记录以来最长。NAR 副首席经济学家在年会论坛上表示,住房负担能力不足压制了年轻买家入市,积累首付所需的时间不断拉长,市场上存在被压抑的购房需求,一旦利率与房价条件改善,这部分需求可能释放。
《购房者与卖家画像》是 NAR 的年度旗舰调查,基于对全国购房与卖房者的抽样问卷。今年的数据延续了近年趋势:首次购房者份额低迷、购房年龄上移、换房周期拉长,反映高房价与高利率环境对代际住房流动的影响。
(来源:全美房地产经纪人协会)
NAR 2026 Buyer Profile: First-Time Buyers Fall to 22% Share, Median First-Time Age Hits Record 40
The National Association of Realtors (NAR) released its 2026 Profile of Home Buyers and Sellers on November 6 at its NAR NXT conference in New Orleans: first-time buyers accounted for just 22 percent of purchases over the past year, near the lowest share on record, and the median first-time buyer age rose to a record high of 40.
The report also found that sellers had lived in their homes for a median of 12 years, the longest tenure on record. Speaking at a conference forum, NAR's deputy chief economist said affordability constraints are keeping younger buyers on the sidelines and lengthening the time needed to save a down payment, leaving pent-up demand that could be released if rates and prices ease.
The Profile is NAR's flagship annual survey of home buyers and sellers nationwide. This year's data extend recent trends: a depressed first-time buyer share, rising buyer ages and longer ownership tenures, reflecting the effect of high prices and mortgage rates on housing mobility between generations.
(Source: National Association of Realtors)
来源:全美房地产经纪人协会
发布:GSM·美国(发布链接)
图片来源:Wikimedia Commons:File:Rural property for sale Indiana) - DPLA - 5f506b37e1c9784af5ea1e9384f8331b.jpg(公共领域)
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