NI控股三季度扭亏净赚552.8万美元 综合成本率降至93.6%
北达科他州卡斯县法戈市的保险控股公司NI控股11月6日公布截至9月30日的2026年第三季度业绩，公司扭亏为盈，净利润552.8万美元，而去年同期净亏损166.6万美元。公司毛保费收入5434.6万美元，同比下降7.2%，主要原因是公司继续退出非标准车险业务，私人乘用车险业务也有所下滑；家庭与农场业务则表现强劲。
综合成本率从去年同期的109.1%大幅降至93.6%，每股基本收益0.27美元，而去年同期为每股亏损0.08美元。净投资收益270万美元，同比下降10.7%。总裁兼首席执行官辛迪·劳纳表示，三季度承保业绩显著改善，公司在北达科他州的家庭与农场业务表现强劲，退出非标准车险业务的工作也在稳步推进。
NI Holdings Swings to $5.528 Million Third-Quarter Profit as Combined Ratio Falls to 93.6%
FARGO, N.D. — NI Holdings, Inc., the Fargo-based insurance holding company, on November 6 reported results for the third quarter of 2026 ended September 30, swinging to a net profit of $5.528 million from a net loss of $1.666 million a year earlier. Gross premiums written fell 7.2% to $54.346 million, mainly as the company continued to exit non-standard auto insurance and private passenger auto declined, while its home and farm business performed strongly.
The combined ratio improved sharply to 93.6% from 109.1% a year earlier. Basic earnings per share were $0.27, compared with a loss of $0.08 per share a year earlier. Net investment income fell 10.7% to $2.7 million. President and CEO Cindy Launer said underwriting results improved significantly in the quarter, the company's North Dakota home and farm business performed strongly, and the exit from non-standard auto is progressing steadily.
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发布：GSM·美国（发布链接）
图片来源：北达科他州法戈市中心（Wikimedia Commons，CC BY 4.0）
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