小企业局2026财年投放1000亿美元：担保贷款395亿美元为历史第三高
华盛顿——美国小企业局（Small Business Administration，SBA）11月2日宣布，该局2026财年通过旗舰项目共投放1,000亿美元资金及相关援助，连续第二年达到1,000亿美元；其中担保的7(a)与504贷款共62,205笔、总额395亿美元，为该局历史上第三高的贷款量。
小企业局说，尽管联邦政府停摆43天、7(a)与504贷款担保停摆近两个月，该局全年仍完成上述投放。停摆期间，该局估计每个工作日约有1.7亿美元贷款无法担保，全年因此少批约50亿美元融资。
分项目看，7(a)项目全年批准56,130笔、共324亿美元，504项目批准6,075笔、共71亿美元，两项合计平均每周约1,350笔。该局通过这两项计划支持了9,700多家初创企业、融资65亿美元，并向农村小企业担保10,314笔贷款、共65亿美元；住宿、零售、医疗、建筑与制造业是获贷最多的行业，其中建筑业与制造业合计获得11,790笔贷款、共70亿美元。
投资与救灾方面，小企业投资公司（SBIC）项目年末组合达到创纪录的600亿美元（私人资本与SBA杠杆合计），全年新批46张SBIC牌照、预计带动120多亿美元投资，另有35份有条件预批函、预计再带动约80亿美元投资。救灾贷款全年批准5,879笔、共2.72亿美元，已发放5,371笔、共1.92亿美元；该局还拨付4.19亿美元支持全国创业辅导、培训与技术援助网络。
小企业局局长 Kelly Loeffler 说：「尽管联邦停摆让贷款停摆近两个月，该局仍交付了历史上第三高的贷款量，并以创纪录的SBIC投资组合收官。」她说，全年新企业注册在几乎每个月都超过50万家，小企业对资本的需求因此保持高位。
该局今年还推出多项专项担保工具：90%「美国制造」担保批准149笔、近3亿美元，新设的90%食品杂货担保批准79笔、共1.45亿美元，制造业循环信贷（MARC）计划批准59笔、共5,400万美元。
（来源：美国小企业局）
SBA Delivers $100 Billion in Fiscal 2026: $39.5 Billion in Guaranteed Loans, Third-Highest on Record
Washington — The U.S. Small Business Administration (SBA) announced on November 2 that it closed fiscal year 2026 with $100 billion in capital and related assistance delivered through its flagship programs, the second straight year at $100 billion. The agency guaranteed 62,205 loans totaling $39.5 billion under its 7(a) and 504 programs, the third-highest lending volume in agency history.
The SBA said it reached those totals despite a 43-day federal government shutdown that halted 7(a) and 504 lending for nearly two months of the fiscal year. Because the programs were frozen, the agency estimated it could not guarantee about $170 million in loans each business day, totaling roughly $5 billion in financing that otherwise could have been approved during the year.
By program, the 7(a) program approved 56,130 loans totaling $32.4 billion and the 504 program approved 6,075 loans totaling $7.1 billion, a combined 1,350 small business loans each week. The SBA supported more than 9,700 startups through the two programs, totaling $6.5 billion in financing, and guaranteed 10,314 loans totaling $6.5 billion to rural small businesses. Lending was strongest in accommodation, retail trade, health care, construction and manufacturing, with construction and manufacturing businesses receiving a combined $7 billion through 11,790 loans.
On investment and disaster relief, the Small Business Investment Company (SBIC) program closed the year with a record $60 billion portfolio in combined private capital and SBA leverage. The agency approved 46 new SBIC licenses, expected to support more than $12 billion in total investment, and 35 conditional pre-approval letters expected to generate another $8 billion. The SBA approved 5,879 disaster loans totaling $272 million and disbursed 5,371 loans totaling $192 million, and obligated $419 million to support counseling, training and technical assistance for entrepreneurs nationwide.
"Despite a federal shutdown that halted SBA lending for nearly two months, the agency delivered its third-highest loan volume on record and closed the year with a record SBIC investment portfolio," said SBA Administrator Kelly Loeffler. She said new business formations exceeded 500,000 in nearly every month of the year, driving historic demand for SBA-backed capital.
The agency also introduced specialized lending tools during the year: its 90% Made in America Guarantee approved 149 loans totaling nearly $300 million, the new 90% Grocery Guarantee approved 79 loans totaling $145 million, and the Manufacturers' Access to Revolving Credit (MARC) program approved 59 loans totaling $54 million.
(Source: U.S. Small Business Administration)
来源：美国小企业局
发布：GSM·美国（发布链接）
图片来源：图：美国小企业局局长 Kelly Loeffler 官方肖像（2025年）。照片：美国小企业局，公共领域，经 Wikimedia Commons。 / Photo: Official portrait of U.S. Small Business Administration Administrator Kelly Loeffler (2025). Photo by the U.S. Small Business Administration, public domain, via Wikimedia Commons.
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