全美房地产经纪人协会：第三季度78%的都市区房价上涨，全国独栋住宅中位价432,900美元
全美房地产经纪人协会（NAR）10月29日在华盛顿发布第三季度都市区房价报告：在约235个都市区中，78%的市场第三季度房价同比上涨，第二季度的这一比例为80%；录得两位数涨幅的市场占4%，第二季度为5%。
全国现有独栋住宅中位价为432,900美元，同比上涨1.7%。分地区看，东北部中位价561,500美元，同比上涨4.0%；中西部342,500美元，上涨3.6%；南部374,900美元，上涨1.0%；西部629,000美元，下降0.6%。
涨幅最大的市场为密西西比州格尔夫波特-比洛克西-帕斯卡古拉地区，上涨11.0%，其后是纽约州罗切斯特（上涨10.9%）与密西西比州杰克逊（上涨10.1%）。房价最高的市场为加利福尼亚州圣何塞，中位价1,920,000美元，同比上涨0.3%；其次是安纳海姆-圣安娜-尔湾地区1,470,000美元与旧金山-奥克兰-海沃德地区1,350,900美元。
以两成首付计算，典型住房月供为2,251美元，环比多48美元、同比多69美元，占家庭收入的24.1%。入门级住房价格为368,000美元，对应月供2,208美元，占收入的36.3%。约21%的市场第三季度房价下跌。
NAR首席经济学家劳伦斯·云（Lawrence Yun）表示，房价多年累积的涨幅可观：平均一套住房在七年间增值约146,000美元。
NAR: Home Prices Rose in 78 Percent of Metro Areas in the Third Quarter; National Median Single-Family Price Was $432,900
The National Association of Realtors (NAR) reported from Washington on October 29 that home prices rose year over year in 78 percent of the roughly 235 metro areas it tracks in the third quarter of 2026, down slightly from 80 percent in the second quarter; 4 percent of markets posted double-digit gains, compared with 5 percent in the second quarter.
The national median price for an existing single-family home was $432,900, up 1.7 percent from a year earlier. By region, the Northeast median was $561,500 (up 4.0 percent), the Midwest $342,500 (up 3.6 percent), the South $374,900 (up 1.0 percent) and the West $629,000 (down 0.6 percent).
The largest gains were in Gulfport-Biloxi-Pascagoula, Mississippi, up 11.0 percent, followed by Rochester, New York, up 10.9 percent, and Jackson, Mississippi, up 10.1 percent. The most expensive market was San Jose, California, at a median of $1,920,000 (up 0.3 percent), followed by Anaheim-Santa Ana-Irvine at $1,470,000 and San Francisco-Oakland-Hayward at $1,350,900.
The typical monthly mortgage payment, with 20 percent down, was $2,251, up $48 from the prior quarter and $69 from a year ago, equal to 24.1 percent of income. A starter home cost $368,000, with a payment of $2,208 equal to 36.3 percent of income. Prices declined in 21 percent of markets.
NAR Chief Economist Lawrence Yun noted the long build-up in home equity, observing that the average house has appreciated by about $146,000 over seven years.
来源：GSM·美国（原文链接）
图片来源：美国郊区住宅区（资料图）。David Shankbone 摄，CC BY-SA 3.0，经 Wikimedia Commons。 / A suburban housing area in the United States (file photo). Photo by David Shankbone, CC BY-SA 3.0, via Wikimedia Commons.
