房地美周度调查：30年期固定房贷利率降至7.24%，为本月最低
房地美（Freddie Mac）10月29日在弗吉尼亚州麦克莱恩发布每周房贷市场调查（PMMS）：30年期固定利率房贷平均利率降至7.24%，低于上周的7.32%，为本月最低水平；一年前同期为6.17%。
15年期固定利率房贷平均利率为6.60%，低于上周的6.68%；一年前同期为5.41%。
房地美首席经济学家萨姆·卡特（Sam Khater）表示，本周利率进一步回落，30年期固定利率降至本月最低点。
PMMS调查的对象为常规、合格额度、全额摊销的购房贷款，借款人首付两成且信用优良。这一利率是GSM对房地美周度调查的连续报道，上周公布值为7.32%。
Freddie Mac Weekly Survey: 30-Year Fixed Mortgage Rate Falls to 7.24 Percent, the Lowest This Month
Freddie Mac released its weekly Primary Mortgage Market Survey (PMMS) in McLean, Virginia, on October 29: the average rate on a 30-year fixed-rate mortgage fell to 7.24 percent, down from 7.32 percent the week before and the lowest level this month. A year ago the 30-year average was 6.17 percent.
The 15-year fixed-rate mortgage averaged 6.60 percent, down from 6.68 percent the previous week; a year ago it averaged 5.41 percent.
Freddie Mac Chief Economist Sam Khater noted that mortgage rates declined further this week, with the 30-year fixed rate reaching its lowest point of the month.
The PMMS tracks conventional, conforming, fully amortizing purchase-money loans with a 20 percent down payment and excellent credit. This report continues GSM's weekly coverage of the survey; last week's 30-year figure was 7.32 percent.
来源：GSM·美国（原文链接）
图片来源：美国居民区街道（资料图）。CC BY-SA 3.0，经 Wikimedia Commons。 / A residential street in the United States (file photo). CC BY-SA 3.0, via Wikimedia Commons.
