Dubai 最大银行 Emirates NBD 公布三季度业绩：单季利润64亿迪拉姆基本持平，前九个月净利增2%
阿联酋 Dubai——阿联酋资产规模最大的银行 Emirates NBD 10月21日公布第三季度业绩，单季利润64亿迪拉姆（约17.4亿美元），与上年同期基本持平。据路透社报道，该行前九个月净利润同比增长2%至193亿迪拉姆，净利息收入推动总收入增长。
Emirates NBD 表示，前九个月总收入增长15%至422亿迪拉姆，支出增长19%至133亿迪拉姆。截至前九个月末，总贷款增长27%至8330亿迪拉姆，其中不包括今年完成收购的印度银行 RBL 的部分增长18%；存款年内增长19%至9350亿迪拉姆，不计 RBL 则为12%。该行总资产升至1.38万亿迪拉姆。Emirates NBD 由 Dubai 政府持有多数股权。
该行表示，今年的中东冲突给地区带来动荡，影响了能源流动、物流与旅游业；Dubai 作为海湾商业与旅游枢纽，业务已大体恢复，但酒店等行业的复苏可能需要更长时间。「旅游、贸易与物流等行业的活动仍属温和。」该行称，尽管地区紧张持续，阿联酋经济仍在扩张。
国际货币基金组织（IMF）此前预计海湾地区2026年将面临严峻局面，预计阿联酋经济将收缩3.9%，2027年反弹。
Dubai's Largest Bank Emirates NBD Posts Flat Third-Quarter Profit of 6.4 Billion Dirhams
DUBAI — Emirates NBD, Dubai's largest bank by assets, posted a flat third-quarter profit on October 21. Quarterly profit was 6.4 billion dirhams ($1.74 billion), the bank said in a statement reported by Reuters. Net profit for the first nine months grew 2 percent year on year to 19.3 billion dirhams, as net interest income boosted income.
Income for the nine months was up 15 percent at 42.2 billion dirhams, while expenses rose 19 percent to 13.3 billion dirhams. Gross loans grew 27 percent to 833 billion dirhams by the end of the nine months, or 18 percent excluding RBL, the Indian bank whose acquisition ENBD completed this year. Deposits grew 19 percent year to date to 935 billion dirhams, up 12 percent excluding RBL, and total assets rose to 1.38 trillion dirhams. The bank is majority-owned by the Dubai government.
ENBD said the Middle East conflict brought turmoil to the region this year, affecting energy flows, logistics and tourism. Business in Dubai, the Gulf's business and tourism hub, has largely resumed, though recovery in sectors such as hospitality could take longer. "Activity in sectors like tourism, trade and logistics remains moderate," the bank said, noting the UAE economy continues to expand despite ongoing regional tensions.
The International Monetary Fund has forecast a difficult 2026 for the Gulf region and expects the UAE economy to contract 3.9 percent before rebounding in 2027.
来源：GSM·美国（原文链接）
图片来源：Dubai 谢赫扎耶德大道夜景。图片：© Tribalninja / CC BY 3.0，Wikimedia Commons
GSM Global · 本篇英文版 English edition of this story
