联邦贸易委员会：Cliq藐视法庭令被制裁650万美元，曾为高风险商户处理数亿美元交易
2026年5月19日，美国联邦贸易委员会（FTC）宣布，内华达州联邦法院已于5月13日裁定支付处理商 Cliq Inc.（原名 Cardflex）及其负责人 Andrew Phillips、John Blaugrund 民事藐视2015年的一项法庭令，制裁金额为650万美元。
FTC说，Cliq 为被列入 Mastercard MATCH 高风险名单的商户处理了数亿美元交易，并协助商户以所谓「友好」交易掩盖真实的拒付率，通过改名与转移账户规避监控。法院认定，Cliq 的承保审查存在缺失，包括没有核查虚假网站、忽视空壳公司的证据，对拒付率超限的商户也没有调查与报告。
FTC消费者保护局局长 Christopher Mufarrige 就裁定作出表态。这项裁定针对的是 Cliq 违反2015年法庭令的行为，FTC于5月19日对外宣布。
关联：联邦贸易委员会：只为核验年龄收集儿童个人信息，将不予执法
FTC: Cliq Sanctioned $6.5 Million for Contempt After Processing Hundreds of Millions for High-Risk Merchants
On May 19, 2026, the U.S. Federal Trade Commission (FTC) announced that a federal court in Nevada had ruled on May 13 that payment processor Cliq Inc., formerly Cardflex, and its principals Andrew Phillips and John Blaugrund were in civil contempt of a 2015 court order, imposing a $6.5 million sanction.
The FTC said Cliq processed hundreds of millions of dollars in transactions for merchants placed on Mastercard's MATCH high-risk list, and helped merchants disguise their true chargeback rates with so-called friendly transactions, using name changes and account transfers to evade monitoring. The court found Cliq's underwriting review deficient, including failures to check fake websites and to heed evidence of shell companies, and that merchants exceeding chargeback limits were neither investigated nor reported.
Christopher Mufarrige, Director of the FTC's Bureau of Consumer Protection, commented on the ruling. The contempt ruling addresses Cliq's violation of the 2015 order and was announced by the FTC on May 19.
Related: FTC Will Not Bring COPPA Cases Over Personal Information Collected Solely for Age Verification
来源：美国联邦贸易委员会
发布：GSM·美国（发布链接）
图片来源：图：位于美国华盛顿的联邦贸易委员会总部 Apex 大楼（资料照片）。Harrison Keely 摄，CC BY 4.0，经 Wikimedia Commons。 / Photo: The Apex Building, headquarters of the Federal Trade Commission in Washington, D.C. (file photo). Photo by Harrison Keely, CC BY 4.0, via Wikimedia Commons.
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