社保监察长提醒：2027年生活成本调整自动到账、不用申请，凡收费帮你「激活」的都是冒充诈骗
美国社会安全局监察长办公室（SSA OIG）10月21日发布冒充政府诈骗警示：社会安全局10月14日宣布2027年生活成本调整（COLA）为3.6%，惠及7,600万美国人，这项调涨是自动的，受益人不需要登记、申请或以任何方式「激活」。
监察长办公室说，骗子会借 COLA 公布之机，通过电话、短信、邮件、社交媒体或信件联系受益人，冒充社会安全局或其他政府机构，声称能帮你提高金额或激活调涨，再诱使你付费、更改直接存款账户或交出个人与财务信息；有的还会发来仿冒官网的链接、使用真实政府雇员的姓名与头衔、伪造文件，甚至报出你的部分个人信息来取信。
防范要点很简单：收到这类联系先停下来、当诈骗看待；要核实就自己按官方渠道联系机构；开设 my Social Security 个人账户可以防冒用、管福利。怀疑遇到社保相关诈骗，可向社会安全局监察长办公室举报，欺诈热线为 1-800-269-0271（周一至周五东部时间上午10时至下午2时）。（来源：美国社会安全局监察长办公室）
Social Security Watchdog Warns: The 2027 COLA Is Automatic With No Application, and Anyone Charging to 'Activate' It Is an Impostor
The Office of the Inspector General of the U.S. Social Security Administration (SSA OIG) issued a government-impostor scam alert on October 21: the 3.6 percent cost-of-living adjustment (COLA) for 2027, announced by SSA on October 14 for 76 million Americans, is automatic, and beneficiaries do not need to register, apply, or otherwise activate the increase.
The OIG said scammers use the COLA announcement to contact people by phone, text, email, social media or mail, pretending to be from Social Security or another government agency and claiming they can increase payments or activate the COLA. They may tell beneficiaries to pay a fee, change their direct deposit, or share personal and financial information, and some send links to look-alike websites, use the names and titles of real government employees, send fake documents, or recite personal details to seem legitimate.
The defense is simple: stop and treat any such contact as a scam until verified, reach the agency through official channels yourself, and open a my Social Security account to prevent misuse and manage benefits. Suspected Social Security scams can be reported to the SSA OIG Fraud Hotline at 1-800-269-0271, Monday to Friday, 10 a.m. to 2 p.m. Eastern Time. (Source: Office of the Inspector General, U.S. Social Security Administration)
来源：美国社会安全局监察长办公室
发布：GSM·美国（发布链接）
图片来源：图片来源：Wikimedia Commons「Corning NY social security office building」（J. Passepartout 摄，CC BY-SA 4.0），图中为一处社会安全局办公楼 Image: Wikimedia Commons "Corning NY social security office building" (by J. Passepartout, CC BY-SA 4.0)
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