美国10月成屋销售跌5.5%至年率375万套，创2010年8月以来最低
全美房地产经纪人协会（National Association of REALTORS，NAR）11月12日在华盛顿公布，美国10月成屋销售经季节调整年率为375万套，环比下降5.5%、同比下降8.8%，为2010年8月以来最低水平。
NAR首席经济学家Lawrence Yun表示，10月平均30年期抵押贷款利率升至7.33%：「除2023年有单月更高外，这是自2000年以来利率最高的时期，成屋销售随之降至2010年8月以来的最低点，尽管库存有所增加。」他还指出，问题房源（distressed sales）仅占2%，全美约8,800万户房主的房屋净值都大幅增长；如果房贷利率下降，被压抑的需求应当会释放出来。
价格与库存方面，10月成屋价格中位数为416,700美元，同比上涨0.4%，为连续第40个月同比上涨。月末待售库存159万套，环比增加1.3%、同比增加4.6%，按当前销售速度可供5.1个月，高于9月的4.7个月与去年同期的4.4个月。住房负担力指数为100.7，低于去年同期的107.3。
分户型看，独栋住宅销售年率341万套，环比下降5.8%，中位价421,900美元、同比上涨0.3%；公寓与合作公寓年率34万套，环比下降2.9%，中位价365,100美元、同比下降1.6%。
分区域看，西部降幅最大：年率65万套，环比下降9.7%，中位价624,300美元、与去年同期持平。南部年率173万套，环比下降6.5%，中位价360,900美元、同比下降0.4%。中西部年率90万套，环比下降3.2%，中位价324,300美元、同比上涨1.5%。东北部年率47万套，与上月持平，中位价519,600美元、同比上涨3.2%。
买家结构方面，首次购房者占销售的29%，高于去年同期的27%；全现金买家占29%；个人投资者与第二套房买家占20%，高于9月与去年同期的17%。房屋在市天数中位数为35天，高于9月的33天。
关联：10月地方市场早期数据：成屋销量同比跌15.2% NAR正式数据11月13日公布
U.S. Existing-Home Sales Fall 5.5% in October to 3.75 Million, Lowest Since August 2010
The National Association of REALTORS (NAR) reported on November 12 in Washington that U.S. existing-home sales fell to a seasonally adjusted annual rate of 3.75 million in October, down 5.5% from September and 8.8% from a year earlier — the lowest level since August 2010.
"The average 30-year fixed mortgage rate was 7.33% in October," said NAR Chief Economist Lawrence Yun. "Except for a single month in 2023, these are the highest rates since 2000, and home sales consequently fell to the lowest level since August 2010, even though inventory has increased." Yun noted that distressed sales accounted for only 2% of transactions and that nearly all of the nation's roughly 88 million homeowners hold substantially more equity; if mortgage rates decline, he said, pent-up demand should be unleashed.
The median existing-home price was $416,700, up 0.4% from a year ago — the 40th consecutive month of year-over-year increases. Total housing inventory at month's end was 1.59 million units, up 1.3% from September and 4.6% from a year earlier, equal to a 5.1-month supply at the current sales pace, up from 4.7 months in September and 4.4 months a year ago. The housing affordability index stood at 100.7, down from 107.3 a year earlier.
Single-family home sales ran at an annual rate of 3.41 million, down 5.8% from September, with a median price of $421,900, up 0.3% year over year. Condo and co-op sales ran at 340,000 units, down 2.9%, with a median price of $365,100, down 1.6%.
Regionally, the West saw the steepest drop: sales fell 9.7% to an annual rate of 650,000, with a median price of $624,300, unchanged from a year ago. The South fell 6.5% to 1.73 million (median $360,900, down 0.4%); the Midwest fell 3.2% to 900,000 (median $324,300, up 1.5%); the Northeast was flat at 470,000 (median $519,600, up 3.2%).
First-time buyers accounted for 29% of sales, up from 27% a year ago; all-cash buyers were 29%; individual investors and second-home buyers were 20%, up from 17% in September and a year earlier. The median time on market was 35 days, up from 33 days in September.
来源：全美房地产经纪人协会
发布：GSM·美国（发布链接）
图片来源：图：底特律 West Village 住宅区（资料图）。Wikimedia Commons，CC BY-SA 4.0。 / Photo: West Village residential neighborhood, Detroit (file photo). Via Wikimedia Commons, CC BY-SA 4.0.
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