房地美每周房贷利率调查12日发布：30年期定息利率上周降至7.18%
联邦住房贷款抵押公司（房地美）的每周《主要房贷市场调查》定于11月12日（周四）发布新一期读数。最新一期将于当日公布，市场关注30年期固定利率是否延续近周的回落走势。
最近一期（11月5日发布）数据显示，30年期固定利率房贷平均利率为7.18%，低于前一周的7.24%；15年期固定利率为6.57%，低于前一周的6.60%。这是30年期利率连续第三周下降，此前10月22日当周为7.32%。
不过，与上年同期相比，房贷利率仍处高位：上年同期30年期利率为6.22%，15年期为5.50%。房地美的调查汇总全美贷款机构的报价，是追踪美国购房融资成本的基准指标之一。
利率走势直接影响购房者的月供与再融资意愿。12日的新读数将在房地美官网于当日发布。
（来源：房地美）
Freddie Mac Mortgage Survey Due Thursday; 30-Year Rate Fell to 7.18% Last Week
Freddie Mac's weekly Primary Mortgage Market Survey is due for a new reading on Thursday, November 12. The latest figures will be published that day, with markets watching whether the 30-year fixed rate extends its recent decline.
The most recent release, published November 5, put the average 30-year fixed-rate mortgage at 7.18%, down from 7.24% the week before; the 15-year fixed rate averaged 6.57%, down from 6.60%. It was the third consecutive weekly decline for the 30-year rate, which stood at 7.32% in the week of October 22.
Rates remain well above year-ago levels: a year earlier, the 30-year rate averaged 6.22% and the 15-year 5.50%. Freddie Mac's survey, compiled from lender quotes nationwide, is a benchmark gauge of U.S. home financing costs.
Mortgage rates directly shape monthly payments for buyers and refinancing incentives for existing homeowners. The November 12 reading will be posted on Freddie Mac's website that day.
(Source: Freddie Mac)
来源：房地美
发布：GSM·美国（发布链接）
图片来源：美国郊区住宅区航拍（公共领域图片，DPLA 经 Wikimedia Commons 提供） / Aerial view of a U.S. suburban neighborhood (Public domain, DPLA via Wikimedia Commons)
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