康涅狄格州为急救人员推首次购房援助：最高2.5万美元可免除，11月16日启动
康涅狄格州州长 Ned Lamont 11月10日宣布，该州将推出一项面向急救人员的购房援助计划「急救人员 Time to Own」，帮助警察、消防员与急救医疗人员降低买房门槛，新计划于11月16日正式启动。
据州长办公室，该计划由康涅狄格州住房金融局（CHFA）与州住房厅合作执行，符合条件的州与地方警察、职业与志愿消防员、持证急救医疗人员，可获得最高25,000美元、可免除的首付与成交费用援助。申请人须有至少两年服务年限、在自己服务的社区买房并作主要住所。
与该州原有的 Time to Own 计划相比，新计划门槛更灵活：取消连续三年康涅狄格州居住要求与最低住房支出比率要求，收入资格改按 CHFA 房贷计划的收入上限认定，申请人的 CHFA 第一顺位房贷利率还可再降0.125个百分点。
该计划是今年通过的第26-12号公共法案的一部分，该法案同时提高了急救人员的多项职业福利，包括大学学费报销与医疗保障，目的在于吸引更多人投身公共安全岗位并留住现职人员。Lamont 说，急救人员守护各家各户的安全，州政府要帮助他们在自己服务的社区扎根。
（来源：康涅狄格州州长办公室）
Connecticut Launches Homeownership Help for First Responders: Up to $25,000 in Forgivable Assistance Starting November 16
Connecticut Governor Ned Lamont announced on November 10 that the state will launch a new homeownership assistance program for first responders, the First Responders' Time to Own program, to help police officers, firefighters and emergency medical personnel buy a home. The program officially launches on November 16, 2026.
Administered by the Connecticut Housing Finance Authority (CHFA) in partnership with the Connecticut Department of Housing, the program will provide eligible state and local police officers, career and volunteer firefighters, and licensed or certified EMS personnel with up to $25,000 in forgivable down payment and closing cost assistance.
Applicants must have at least two years of service, purchase a home in the community where they serve and use it as their primary residence. Compared with the standard Time to Own program, the new program eliminates the three-year continuous Connecticut residency requirement and the minimum housing expense ratio requirement, uses CHFA mortgage program income limits for eligibility, and offers a 0.125 percentage point reduction in the interest rate on the borrower's CHFA first mortgage.
The program is a component of Public Act 26-12, a bill adopted this year that increases several job benefits for first responders, including college tuition reimbursement and health coverage, with the goal of encouraging more people to seek careers in public safety and retaining those already serving.
(Source: Office of the Governor of Connecticut)
来源：康涅狄格州州长办公室
发布：GSM·美国（发布链接）
图片来源：图：位于康涅狄格州 Hartford 的州议会大厦。照片：jglazer75 摄，CC BY 2.0，经 Wikimedia Commons。 / Photo: Connecticut State Capitol in Hartford. Photo: jglazer75, CC BY 2.0, via Wikimedia Commons.
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