墨西哥数字支付法11月5日生效：财政部15个工作日内指定战略行业，此前无商家须停收现金
墨西哥《数字经济数字与电子支付法》11 月 4 日刊登于联邦官方公报（Diario Oficial de la Federación），次日即 11 月 5 日生效。该法本身不在生效时禁止任何商家收取现金，而是授权指定只能使用数字支付的战略行业：财政部（Secretaría de Hacienda）须在生效后 15 个工作日内界定战略行业与活动，各行业主管部门其后再有 15 个工作日发布细则。截至目前，尚无行业被正式指定，加油站与收费站仅被列为设想中的例子，而非已作出的指定。
墨西哥总统 Claudia Sheinbaum 11 月 9 日在晨间记者会上表示，现金不会被取消，数字支付将逐步推广；她表示希望加油站转向电子支付，收费站则渐进过渡，商店等日常消费场所不受限制。法律第 15 条允许在终端故障等突发情况下以现金或支票支付，但该例外不得被长期或反复使用以规避义务。
图中是位于墨西哥城的墨西哥银行（Banco de México）大楼外立面
Mexico's Digital Payments Law Took Effect November 5, With No Business Required to Stop Taking Cash Until Hacienda Names Strategic Sectors
Mexico's Ley de Economía Digital para Pagos Digitales y Electrónicos was published in the Diario Oficial de la Federación on November 4, 2026 and took effect the next day, November 5. The law does not, on commencement, stop anyone accepting cash; it creates the power to designate strategic sectors in which digital payment may be the only form accepted. The finance ministry, the Secretaría de Hacienda, has 15 business days from entry into force to define the strategic sectors and activities, after which each sector's authorities have a further 15 business days to issue general rules. No sector has been formally designated; petrol stations and toll booths are cited as examples contemplated, not as designations made.
President Claudia Sheinbaum said at her morning press conference on November 9 that cash will not be removed and digital payments will be encouraged gradually, with electronic payment intended to become the form at petrol stations, a gradual transition at toll booths, and no restriction for shops and other daily-consumption establishments. Article 15 permits payment in cash or by cheque where a failure or contingency prevents electronic payment, and provides that the exception may not be used permanently or recurrently to avoid the law's obligations.
来源：墨西哥联邦官方公报
发布：GSM·美国（发布链接）
图片来源：图中是位于墨西哥城的墨西哥银行（Banco de México）大楼外立面。Wikimedia Commons — ProtoplasmaKid, CC BY 4.0
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