全美保险监督官协会秋季全国会议11月14日在达拉斯开幕
美国各州的保险监管者下周将齐聚德州达拉斯。全美保险监督官协会（NAIC）公布，2026年秋季全国会议将于11月14日至17日在达拉斯举行，采用线下与线上结合的形式，这是该协会今年第三次、也是最后一次全国会议；今年夏季全国会议刚于8月11日至14日在俄亥俄州哥伦布举行。
NAIC 每年举行三次全国会议，是美国以州为基础的保险监管体系协作与协调的平台。委员会、工作组和专题小组的会议将讨论财务偿付能力、保险欺诈、健康保险的可及性与可负担性、自然灾害风险、新兴技术等议题。参会者包括各州保险监督官、保险业代表、消费者倡导者、政策制定者以及来自世界各地的相关人士。
从已公布的议程看，11月14日（周六）下午有 NAIC 与消费者联络委员会会议，以及灾前减灾与风险建模联合工作组会议；11月17日（周二）下午有财产与意外险委员会会议。会议注册已经开放，与会者可选择亲临达拉斯会场或线上参加。
对普通保单持有人来说，这类会议看似遥远，却是各州统一监管尺度的地方：示范法、偿付能力工具和市场行为标准往往先在这里讨论成形，再回到各州落地。（来源：全美保险监督官协会）
NAIC Fall National Meeting Opens Nov. 14 in Dallas
State insurance regulators from across the United States will gather in Dallas, Texas, next week. The National Association of Insurance Commissioners (NAIC) says its 2026 Fall National Meeting will be held November 14-17, 2026, in Dallas, in a hybrid format allowing in-person or virtual attendance. It is the association's third and final national meeting of the year; the Summer National Meeting was held August 11-14 in Columbus, Ohio.
The NAIC's three national meetings each year showcase the collaboration and coordination at the heart of the U.S. state-based system of insurance regulation. Committee, task force and working group sessions will take up financial solvency, fraud, health insurance accessibility and affordability, natural catastrophe risk, emerging technologies and more. Attendees include state insurance regulators, insurance industry representatives, consumer advocates, policymakers and other interested parties from the U.S. and around the world.
Published agenda materials show a meeting of the NAIC/Consumer Liaison Committee and a joint meeting of the Pre-Disaster Mitigation and Risk Modeling and Severe Peril working groups on Saturday, November 14, and a Property and Casualty Insurance Committee meeting on Tuesday, November 17. Registration is open, and attendees can join in person in Dallas or virtually.
For ordinary policyholders, such meetings may seem remote, but they are where the states align their regulatory yardsticks: model laws, solvency tools and market-conduct standards are typically debated and shaped there before returning to the states for adoption. (Source: National Association of Insurance Commissioners)
来源：全美保险监督官协会
发布：GSM·美国（发布链接）
图片来源：图：德州达拉斯市中心黄昏。Wikimedia Commons（CC BY-SA 4.0）。 / Photo: Downtown Dallas, Texas at dusk. Wikimedia Commons (CC BY-SA 4.0).
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