美联储周报：银行储备金余额升至2.96万亿美元 财政部一般账户降至9362亿美元
华盛顿 — 美联储（Federal Reserve）11月5日发布的 H.4.1 周报显示，截至11月4日（周三），美国银行体系存放在联邦储备银行的储备金余额为2.9628万亿美元；按一周日均口径计算为2.9301万亿美元，较前一周增加363亿美元。同一天，美国财政部在美联储的普通账户（Treasury General Account）余额为9362亿美元，日均余额较前一周减少426亿美元。
财政部普通账户是联邦政府在央行的主要运营账户。这一账户余额下降时，资金通常流入银行体系，银行的储备金余额相应上升，本周两项数据的变动方向正好相反，幅度也大致对应。
美联储持有的证券总额同日为6.4646万亿美元，其中美国国债4.5788万亿美元、抵押贷款支持证券1.8835万亿美元。流通中现金为2.4905万亿美元，逆回购协议余额为3345亿美元。
H.4.1 是美联储每周四发布的资产负债表统计，列明影响银行储备金的各项因素与各联邦储备银行的状况表，是观察美国金融体系流动性的常规数据之一。本期数据截至11月4日当周。
Fed Weekly Report: Reserve Balances Rise to $2.96 Trillion as Treasury General Account Falls to $936.2 Billion
WASHINGTON — The Federal Reserve's H.4.1 statistical release, published November 5, shows that reserve balances held by depository institutions at Federal Reserve Banks stood at $2.9628 trillion on Wednesday, November 4. On a weekly-average basis, reserve balances were $2.9301 trillion, up $36.3 billion from the week ended October 28. The U.S. Treasury's General Account at the Fed held $936.2 billion on the same day, with its weekly average down $42.6 billion from the prior week.
The Treasury General Account is the federal government's main operating account at the central bank. When its balance falls, funds generally flow into the banking system and reserve balances rise; this week the two series moved in opposite directions by broadly corresponding amounts.
Securities held outright by the Federal Reserve totaled $6.4646 trillion on November 4, including $4.5788 trillion in U.S. Treasury securities and $1.8835 trillion in mortgage-backed securities. Currency in circulation was $2.4905 trillion, and reverse repurchase agreements stood at $334.5 billion.
The H.4.1 is the Federal Reserve's weekly balance-sheet release, published each Thursday, detailing the factors affecting reserve balances and the condition statement of the Federal Reserve Banks. It is a standard gauge of liquidity in the U.S. financial system. This release covers the week ended November 4, 2026.
来源：美联储
发布：GSM·美国（发布链接）
图片来源：图：位于华盛顿的美联储总部 Marriner S. Eccles 大楼。GSM 固定图库（联邦核心包）。 / Photo: The Marriner S. Eccles Federal Reserve Board Building in Washington. GSM asset library (federal core pack).
GSM Global · 本篇英文版 English edition of this story
