Redfin周报：全美成交房价中位数连续第三周同比下跌，待成交销量再创纪录新低
美国楼市的降温在最新一周数据中继续显现。房地产经纪与数据平台Redfin 11月5日发布周度更新：截至11月1日的四周，全美房屋成交价中位数为388,604美元，同比下跌0.4%。这是成交价连续第三周同比下跌，而在此之前，美国房价已经连续三年上涨。
比价格更引人注目的是成交意愿的收缩。同四周内，待成交销量（已签约、尚未完成过户的房屋）降至275,484套，环比再降0.6%，同比大跌16.4%，是Redfin自2021年有该项周度记录以来的最低水平。Redfin称，买方活跃度已经连续第四周在其分析的全部主要都会区普遍下滑。
卖方一侧也在退潮：同四周新挂牌量降至346,795套，为今年1月以来最低。不过市场上累积的总在售房源仍达1,501,917套，同比增加2.1%，买家的选择比一年前更多。挂牌价中位数为401,860美元，同比上涨2%，显示挂牌价与实际成交价之间的落差仍在拉大。
月供方面出现了小幅缓解：按7.24%的房贷利率测算，典型月供中位数降至2,777美元，为五周来的最低，也低于10月初2,811美元的峰值；但与一年前相比，月供仍高出11.1%。同日公布的房地美周度调查显示，30年期固定房贷利率均值已降至7.18%，连续第三周下行。
Redfin的全国指标覆盖全美900多个都会区，其周度数据回溯至2021年并可能修订。这四周恰逢2026年中期选举的最后冲刺阶段（选举日为11月3日），待成交量创纪录新低究竟是大选前观望的短期冻结，还是高利率下需求的结构性退潮，有待接下来数周的数据与官方月度报告验证。
（来源：Redfin）
Redfin: U.S. Median Sale Price Falls for a Third Straight Week as Pending Sales Hit Another Record Low
The cooling of the U.S. housing market continued in the latest weekly data. Redfin's housing market update, published November 5, put the national median home-sale price at $388,604 for the four weeks ending November 1, down 0.4 percent from a year earlier. That marks the third straight week in which sale prices declined year over year, after three years of increases.
Demand contracted more sharply than prices. Pending home sales — homes under contract but not yet closed — fell to 275,484 in the same four weeks, down 0.6 percent from the prior period and 16.4 percent from a year earlier, the lowest level in Redfin's weekly records dating back to 2021. Redfin said buyer activity declined for a fourth consecutive week across every major metro it analyzed.
Sellers stepped back too: new listings fell to 346,795, the lowest since January. Even so, total active listings reached 1,501,917, up 2.1 percent from a year ago, giving buyers more choice than they had in 2025. The median asking price rose 2 percent year over year to $401,860 — a widening gap between what sellers ask and what homes actually sell for.
Monthly costs eased slightly. The median monthly mortgage payment, calculated at a 7.24 percent mortgage rate, dropped to $2,777 — the lowest in five weeks and below the $2,811 peak of early October, though still 11.1 percent higher than a year earlier. Freddie Mac's weekly survey, released the same day, put the average 30-year fixed rate at 7.18 percent, down for a third consecutive week.
Redfin's national metrics cover more than 900 U.S. metro areas, with weekly data back through 2021, and are subject to revision. The four weeks ending November 1 included the final stretch of the 2026 midterm campaign, with Election Day on November 3 — leaving open whether the record-low pending sales reflect a temporary pre-election freeze or a more structural retreat by buyers facing rates above 7 percent.
(Source: Redfin)
来源：Redfin
发布：GSM·美国（发布链接）
图片来源：美国郊区住宅区航拍（资料图）。图片来自 Wikimedia Commons，CC BY-SA 4.0。 / An aerial view of a U.S. suburban neighborhood (file photo). Image via Wikimedia Commons, CC BY-SA 4.0.
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