NI控股三季度扭亏净赚552.8万美元，综合成本率降至93.6%
北达科他州卡斯县法戈市的保险控股公司NI控股11月6日公布截至9月30日的2026年第三季度业绩，公司扭亏为盈，净利润552.8万美元，而去年同期净亏损166.6万美元。公司毛保费收入5434.6万美元，同比下降7.2%，主要原因是公司继续退出非标准车险业务，私人乘用车险业务也有所下滑；家庭与农场业务则表现强劲。综合成本率从去年同期的109.1%大幅降至93.6%，每股基本收益0.27美元，而去年同期为每股亏损0.08美元。净投资收益270万美元，同比下降10.7%。总裁兼首席执行官辛迪·劳纳表示，三季度承保业绩显著改善，公司在北达科他州的家庭与农场业务表现强劲，退出非标准车险业务的工作也在稳步推进。
（来源：以上上市公司提供）
NI Holdings Swings to $5.528 Million Third-Quarter Profit as Combined Ratio Falls to 93.6%
NI Holdings, Inc. (NASDAQ: NODK), the Fargo, North Dakota-based insurance holding company, reported on November 6 a return to profit in the third quarter of 2026, with net income of $5.528 million, compared with a net loss of $1.666 million a year earlier. Gross premiums written fell 7.2% to $54.346 million as the company continued exiting its non-standard auto business and private passenger auto declined, while its home and farm lines performed strongly.
The combined ratio improved sharply to 93.6% from 109.1% a year earlier, helped by favourable prior-year development in non-standard auto. Basic earnings per share were $0.27, against a loss of $0.08 a year earlier. For the first nine months of 2026, net income was $18.182 million, or $0.87 per share, compared with a net loss of $7.257 million a year earlier.
(Source: Company)
来源：以上上市公司提供
发布：GSM·美国（发布链接）
图片来源：图：北达科他州法戈市中心。作者：P. Hughes，CC BY 4.0，取自 Wikimedia Commons。 / Photo: Downtown Fargo, North Dakota. By P. Hughes. CC BY 4.0, via Wikimedia Commons.
GSM Global · 本篇英文版 English edition of this story
