NAR年度画像：首套房买家中位年龄40岁创新高，创纪录一成全款买房
全美房地产经纪人协会（NAR）11月5日发布的2026年度买卖双方画像显示，首套房买家占比微升至22%，高于去年21%的历史最低，但仍约为2008年以前40%常态的一半。
首套房买家中位年龄40岁，追平历史最高，其中贷款买家中位38岁、全款买家54岁。创纪录的10%首套房买家全款购房，全款者中28%动用了遗产。
换房买家占交易78%，中位年龄62岁，其中30%全款购房；卖家在同一套房平均住满12年才出售，创历史最长。报告覆盖2025年7月至2026年6月的交易。
NAR 2026 Buyer Profile: First-Time Buyers' Median Age Hits a Record 40, and a Record 10% Pay All Cash
First-time buyers made up 22% of purchases in the year to June 2026, up from a record low of 21% but still about half the pre-2008 norm of 40%, according to the National Association of Realtors' 2026 Profile of Home Buyers and Sellers, released November 5.
The median first-time buyer age stayed at an all-time high of 40 — 38 for buyers with a mortgage and 54 for cash buyers. A record 10% of first-time buyers paid all cash, and 28% of those cash buyers used an inheritance.
Repeat buyers accounted for 78% of purchases at a median age of 62, with 30% paying all cash, and sellers had stayed in their homes a record 12 years before selling. The report covers transactions from July 2025 through June 2026.
来源：全美房地产经纪人协会
发布：GSM·美国（发布链接）
图片来源：全美房地产经纪人协会位于华盛顿特区的办公楼。图：经 Wikimedia Commons（授权见该站文件页）。 / The National Association of Realtors building in Washington, D.C. Photo: via Wikimedia Commons (see the file page there for license terms).
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