退伍军人事务部下调原住民直接贷款利率至2.47%：合资格退伍军人零首付在部落土地置业
美国退伍军人事务部（Department of Veterans Affairs，VA）11月4日在其退伍军人资源通讯中公布：原住民直接贷款计划（Native American Direct Loan，NADL）的利率已下调至2.47%，合资格退伍军人可零首付在部落土地上购房或建房。
NADL 是 VA 面向美洲原住民退伍军人的直接贷款计划，贷款由 VA 直接发放，用于在联邦信托部落土地上购买、建造或改善住房；由于部落土地的信托性质，普通商业房贷难以覆盖，这项计划为原住民退伍军人回乡置业提供专门通道。VA 在通讯中表示，一处位于部落土地的住房对退伍军人而言不只是居所，也意味着与家人、文化和社区重新连接。
同一期通讯还公布了最新一期特殊福利津贴标准，涵盖改装车辆、因服役相关治疗或器具损坏的服装，以及荣誉勋章养老金等项目的适用标准与申请关键日期，供合资格退伍军人查询本人可享项目。
VA 同日在通讯中再次公布其资源热线：一般咨询可拨打 1-800-MyVA411（1-800-698-2411）；退伍军人危机热线为 988 后按 1。
（来源：美国退伍军人事务部）
VA Lowers Native American Direct Loan Rate to 2.47%: Zero Down Payment for Eligible Veterans on Tribal Land
WASHINGTON - The U.S. Department of Veterans Affairs (VA) announced in its November 4 veterans resources newsletter that the interest rate on its Native American Direct Loan (NADL) program has been lowered to 2.47 percent, allowing eligible Veterans to buy or build a home on tribal land with no down payment.
NADL is VA's direct loan program for Native American Veterans, with loans made directly by VA to purchase, build or improve homes on federal trust tribal land. Because of the trust status of tribal land, conventional mortgage lending often cannot reach these properties, and the program provides a dedicated path for Native Veterans returning to their communities. VA said a home on tribal land can mean more than a place to live - it can mean reconnecting with family, culture and community.
The same newsletter published the latest special benefit allowance rates, covering adapted vehicles, clothing damaged by service-connected treatments or devices, and Medal of Honor pensions, along with the key dates to apply, so eligible Veterans can check what they may qualify for.
VA also listed its standing resource lines: 1-800-MyVA411 (1-800-698-2411) for general questions, and the Veterans Crisis Line at 988, then press 1.
(Source: U.S. Department of Veterans Affairs)
来源：美国退伍军人事务部
发布：GSM·美国（发布链接）
图片来源：图：位于华盛顿的美国退伍军人事务部总部大楼。GSM 联邦机构固定图库（公共领域）。 / Photo: Headquarters of the U.S. Department of Veterans Affairs in Washington. GSM federal agency asset library (public domain).
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