社会安全金11月首批今日到账：1997年5月前开始领取者与双领者先领
美国社会安全管理局（SSA）公布的发放日历显示，11月首批社会安全金于11月3日（周二）发放，对象是1997年5月之前开始领取社会安全金的人，以及同时领取社会安全金与补充保障收入（SSI）的人。11月3日是中期选举投票日，但不是联邦假日，发放按原定日期进行。
本月其余三轮按领取者的出生日期发放：出生日期在1日至10日的人于11月10日（周二）领取——原定的第二个周三（11月11日）是退伍军人节联邦假日，遂提前一天；出生日期在11日至20日的人于11月18日（周三）领取；21日至31日出生的人于11月25日（周三）领取。
SSI本月没有单独的发放日：因11月1日是周日，11月的SSI已提前于10月30日（周五）发放。下一笔SSI在12月1日发放，12月31日还将发放2027年1月的一笔。
今日到账的仍是2026年标准的金额，不含新一年的生活费用调整（COLA）。社会安全管理局10月14日宣布，2027年社会安全金与SSI将上调3.6%：近7,200万名社会安全金领取者自2027年1月起适用，退休金平均每月增加约75美元、由约2,095美元升至约2,170美元；约730万名SSI领取者的加额自2026年12月31日的发放起适用。
社会安全管理局表示，领取者可自11月底起通过 my Social Security 网上账户的消息中心查看个人的COLA通知，最多比纸质通知早三周；要在网上查看，须在11月18日前建好账户并开通无纸化通知，纸质通知将于12月寄出。若发放未按时到账，该局请领取者先向开户银行核对，并等三个邮递日后再致电1-800-772-1213联系该局。
（来源：美国社会安全管理局）
First November Social Security Payments Land Today: Pre-May 1997 Beneficiaries and Dual Recipients Paid First
The Social Security Administration's (SSA) payment calendar shows the first round of November Social Security benefits was paid on Tuesday, November 3, to people who began receiving benefits before May 1997 and to those who receive both Social Security and Supplemental Security Income (SSI). November 3 is midterm Election Day but not a federal holiday, so payments went out on schedule.
The month's other three rounds follow beneficiaries' birth dates: those born on the 1st through the 10th are paid on Tuesday, November 10 — one day early, because the usual second Wednesday, November 11, is the Veterans Day federal holiday; those born on the 11th through the 20th are paid Wednesday, November 18; and those born on the 21st through the 31st are paid Wednesday, November 25.
SSI has no separate payment date this month: because November 1 fell on a Sunday, November's SSI was sent early, on Friday, October 30. The next SSI payments arrive December 1, with another on December 31 covering January 2027.
Today's deposits are still at 2026 amounts and do not include the new cost-of-living adjustment (COLA). The SSA announced on October 14 that Social Security and SSI benefits will rise 3.6 percent in 2027: nearly 72 million Social Security beneficiaries will see the increase starting in January 2027, with the average retirement benefit rising about $75 a month, from about $2,095 to about $2,170; higher payments to about 7.3 million SSI recipients begin with the December 31, 2026 payment.
The SSA says beneficiaries can view their personal COLA notice in the Message Center of their my Social Security account starting in late November, up to three weeks before the mailed notice; to view it online, they must create the account and enroll in paperless notices by November 18, while paper notices will be mailed in December. Anyone whose payment does not arrive should first check with their bank and wait three additional mailing days before calling the agency at 1-800-772-1213.
(Source: Social Security Administration)
来源：美国社会安全管理局
发布：GSM·美国（发布链接）
图片来源：图片来源：Wikimedia Commons（社会安全管理局总部所在的Wilbur J. Cohen联邦大楼，Carol M. Highsmith摄、美国国会图书馆藏，公共领域） / Image: Wilbur J. Cohen Federal Building, home to Social Security Administration headquarters offices, by Carol M. Highsmith, Library of Congress, via Wikimedia Commons (public domain)
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