俄克拉荷马州批准2027年工伤保险损失成本下调4.8%：许多雇主保费有望降低
美国俄克拉荷马州 Oklahoma City 消息，俄克拉荷马州保险部11月3日宣布，已批准2027年工伤保险损失成本下调4.8%，这意味着该州许多企业的工伤保险保费将随之降低。
损失成本是保险业衡量工伤预期成本的指标，包括医疗费用与误工工资。保险公司在计算工伤保险保费时把损失成本作为关键因素，因此损失成本下调有望减轻俄克拉荷马州雇主的保险支出。
州保险专员 Glen Mulready 表示：「这次持续下调显示了俄克拉荷马州工伤保险体系的实力与稳定。更低的损失成本有助于让雇主负担得起保险，同时支持全州强劲的营商环境。」
提出此次费率申报的全国工伤保险委员会（NCCI）是一家持牌费率与咨询机构，为保险业收集工伤索赔的年度数据，并获授权在俄克拉荷马州及另外37个州代表工伤保险公司提交损失成本建议申报。
新的损失成本将适用于2027年1月1日起生效的新保单与续保保单。有关其他保险问题的咨询，可致电俄克拉荷马州保险部 800-522-0071。
（来源：俄克拉荷马州保险部）
Oklahoma Approves 4.8% Cut in 2027 Workers' Compensation Loss Costs, Easing Premiums for Many Employers
OKLAHOMA CITY — The Oklahoma Insurance Department (OID) announced on November 3 that it has approved a 4.8% decrease in workers' compensation insurance loss costs for 2027. The reduction means lower premiums for many Oklahoma businesses.
Loss costs are an industry measure of the anticipated cost of workplace injuries, including medical treatment and lost wages. Insurers use these costs as a key factor when calculating workers' compensation premiums, so lower loss costs can help reduce insurance expenses for Oklahoma employers.
"This continued reduction demonstrates the strength and stability of Oklahoma's workers' compensation system," said Insurance Commissioner Glen Mulready. "Lower loss costs help keep insurance affordable for employers while supporting a strong business climate across our state."
The National Council on Compensation Insurance (NCCI), a licensed rating and advisory organization, collects annual data on workers' compensation claims for the insurance industry. NCCI is authorized to make recommended loss-cost filings on behalf of workers' compensation insurance companies in Oklahoma and 37 other states.
The new loss costs will go into effect for new and renewing policies effective January 1, 2027. Consumers with questions about other insurance issues can contact the Oklahoma Insurance Department at 800-522-0071.
(Source: Oklahoma Insurance Department)
来源：俄克拉荷马州保险部
发布：GSM·美国（发布链接）
图片来源：图：俄克拉荷马州议会大厦（Oklahoma City）。DoulosBen 摄，CC BY 4.0，经 Wikimedia Commons。 / Photo: The Oklahoma State Capitol in Oklahoma City. Photo by DoulosBen, CC BY 4.0, via Wikimedia Commons.
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