阿肯色州医保公开参保开始 12月15日前办妥明年1月生效
2026年11月1日，阿肯色州普拉斯基县小石城市及全州医保公开参保期正式开始。阿肯色州保险部提醒，已参保居民可在本轮参保期调整计划或重新选保，通过州医保市场参保者尤其需要注意变化。关键时间点为：12月15日前完成办理，保障自2027年1月1日起生效；参保期1月15日结束，12月15日之后办理者保障自2月1日起生效。
保险专员吉米·哈里斯指出，去年参与市场的QualChoice Life and Health与Ambetter将不再提供2027年计划，参保人需核对新选择。该州2024年未参保率约9.3%，居全美较高水平，公开参保是降低无保风险的重要窗口。
保险部提醒参保人办理时核对新年度计划的承保医院、药品目录和自付费用，避免因保险公司退出市场而在明年看病时才发现保障中断。
Arkansas Health Insurance Open Enrollment Opens; Enroll by Dec. 15 for Jan. 1 Coverage
Open enrollment for health insurance began on November 1 in Little Rock, Pulaski County, and across Arkansas. The Arkansas Insurance Department reminded residents who already have coverage that they can adjust their plans or re-enroll during this window, and that those buying through the state marketplace should pay particular attention to changes.
Key dates: enroll by December 15 for coverage starting January 1, 2027. Open enrollment ends January 15; coverage for those who enroll after December 15 starts February 1. Insurance Commissioner Jimmy Harris noted that QualChoice Life and Health and Ambetter, which took part in the market last year, will not offer 2027 plans, so enrollees need to review new choices.
Arkansas's uninsured rate was about 9.3% in 2024, among the higher levels in the nation, making open enrollment an important window for reducing the risk of going without coverage. The department advised enrollees to check a new plan's hospital network, drug formulary and out-of-pocket costs when enrolling, to avoid discovering a gap in coverage only when they seek care next year after an insurer's exit from the market.
来源：GSM·美国（原文链接）
图片来源：位于Little Rock的阿肯色州议会大厦（资料图）。w_lemay摄，CC BY-SA 2.0，经Wikimedia Commons。 / The Arkansas State Capitol in Little Rock (file photo). Photo by w_lemay, CC BY-SA 2.0, via Wikimedia Commons.
GSM Global · 本篇英文版 English edition of this story
