北卡罗来纳州公布2027年ACA获批费率：个人保费涨幅8.35%至27.36%
北卡罗来纳州保险部（North Carolina Department of Insurance）10月30日在州府 Raleigh 公布了2027年度《平价医疗法案》（ACA）保单的获批费率：持有个人 ACA 保单的投保人，保费涨幅将在8.35%至27.36%之间；小团体保单涨幅为18.78%至19.54%。
2027年 ACA 保单的开放注册期为2026年11月1日至2027年1月15日。12月15日或之前注册的，保障自2027年1月1日起生效；12月15日之后注册的，保障自2027年2月1日起生效。
「虽然今年 ACA 的涨幅远低于去年，但理赔、医疗与处方药成本的上升仍在推高月保费，」州保险专员 Mike Causey 说。他呼吁购买 ACA 保险的居民到联邦医保市场网站研究比较各计划、选择最适合自己与家庭的方案；需要帮助的消费者可在工作日上午8时至下午5时拨打州保险部消费者专员电话 855-408-1212 咨询。
（据北卡罗来纳州保险部发布的新闻稿）
North Carolina Releases Approved 2027 ACA Rates: Individual Premiums to Rise 8.35% to 27.36%
The North Carolina Department of Insurance announced in Raleigh on October 30 that approved rates for 2027 Affordable Care Act (ACA) policies have been released. For North Carolinians with individual ACA coverage, premium increases will range from 8.35% to 27.36%. Increases for small group policies will range from 18.78% to 19.54%.
Open enrollment for 2027 ACA policies runs from November 1, 2026, to January 15, 2027. Signing up by December 15, 2026, ensures coverage begins on January 1, 2027; coverage for those signing up after December 15 begins on February 1, 2027.
"While ACA increases are way less than last year's, the increased cost of claims, health care, and prescription drugs continues pushing monthly premiums higher," Insurance Commissioner Mike Causey said. He urged people buying ACA coverage to research options and choose plans that work best for them and their families, and said consumers needing help can reach a department consumer specialist at 855-408-1212 on weekdays from 8 a.m. to 5 p.m.
Related: HealthCare.gov, the federal health insurance marketplace
(Source: North Carolina Department of Insurance news release)
来源：GSM·美国（原文链接）
图片来源：图：位于州府 Raleigh 的北卡罗来纳州议会大厦（全景）。DiscoA340 摄，CC BY-SA 4.0，经 Wikimedia Commons。 / Photo: The North Carolina State Capitol in Raleigh (panorama). DiscoA340, CC BY-SA 4.0, via Wikimedia Commons.
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