科罗拉多州医保开放注册11月1日开启：费率审核已为消费者省下逾4213万美元
科罗拉多州保险局（Colorado Division of Insurance）发布消费者提示：面向没有雇主医保、也不在 Medicare、Medicaid 等政府项目内的个人市场医保，2027年度开放注册自11月1日（周日）开启，居民可通过州官方医保市场 Connect for Health Colorado 比较计划、查询可获得的财务补助并注册。
保险局表示，在2027计划年度的费率审核过程中，该局已为科罗拉多消费者省下42,136,281美元保费。州公共选项「Colorado Option」计划的投保人每月保费可少付14至33美元、自付费用低约15%。Connect for Health Colorado 估计，约69%的顾客有资格获得财务补助，符合补助资格的个人市场顾客中，约60%在比较选购后可找到每月10美元或以下的计划。
「医保对人们和家庭保持健康至关重要，」州保险专员 Michael Conway 说。他提醒消费者，Colorado Option 计划保障易懂、全州平均保费较低，鼓励大家在开放注册期查看可选计划、为2027年注册医保。州长 Jared Polis 也表示，通过 Colorado Option 购保的科罗拉多人已省下数百美元，鼓励符合条件者通过开放注册查看计划、了解可省金额。
科罗拉多州2027年度开放注册至2027年1月15日结束；12月15日或之前注册的，保障自2027年1月1日起生效，12月16日至1月15日注册的自2月1日起生效。居民可使用 Connect for Health Colorado 的 Estimate & Explore 工具比较计划，或拨打 855-752-6749 咨询。
（据科罗拉多州保险局发布的消费者提示）
Colorado Open Enrollment Starts November 1: Rate Review Saved Consumers More Than $42 Million
The Colorado Division of Insurance issued a consumer advisory as open enrollment for 2027 individual-market health insurance — for people who do not get coverage through an employer or a government program such as Medicare or Medicaid — starts Sunday, November 1. Residents can shop, compare plans and check financial assistance through the state's marketplace, Connect for Health Colorado, using its Estimate & Explore Tool.
For Plan Year 2027, the Division of Insurance saved Colorado consumers $42,136,281 on premiums through the rate review process. People enrolled in Colorado Option plans pay $14 to $33 less each month in premiums and 15% less in out-of-pocket costs. Connect for Health Colorado estimates that 69% of customers are likely to qualify for financial help, and 60% of individual-market customers who qualify could find a plan for $10 or less per month by shopping and comparing.
"Health insurance is absolutely vital in keeping people and their families healthy," said Colorado Insurance Commissioner Michael Conway, who encouraged everyone to review available plans during open enrollment and sign up for 2027 coverage. Governor Jared Polis said Coloradans buying through the Colorado Option are saving hundreds of dollars and encouraged eligible residents to explore plans and see what they can save.
Colorado's open enrollment for 2027 runs through January 15, 2027; enrolling by December 15 secures coverage from January 1, 2027, while enrolling between December 16 and January 15 starts coverage on February 1, 2027. Residents can call Connect for Health Colorado at 855-752-6749 with questions.
(Source: Colorado Division of Insurance consumer advisory)
来源：GSM·美国（原文链接）
图片来源：图：位于 Denver 的科罗拉多州议会大厦。xiquinhosilva 摄，CC BY 2.0，经 Wikimedia Commons。 / Photo: The Colorado State Capitol in Denver. xiquinhosilva, CC BY 2.0, via Wikimedia Commons.
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