970多万美元损失、65名受害人：新泽西州升学与理财顾问Paul Beers承认经营庞氏骗局，2027年3月9日量刑
美国新泽西州——美国司法部新泽西区联邦检察官办公室宣布，前升学规划与财务规划业者 Paul Beers 就经营庞氏式骗局认罪，该骗局在十多年间使受害人损失逾 970 万美元。检察官 Robert Frazer 公布了认罪消息。
Beers 现年 67 岁，住在 New Jersey 州 Clinton。他于本周四在 Trenton 联邦法院法官 Robert Kirsch 面前，就一项电信诈骗起诉书认罪。他经营的 KJM Financial 位于 Somerset County 的 Bedminster，提供升学规划与咨询、财务规划等服务。
法院文件与庭上陈述显示，至少自 2015 年 1 月至 2025 年 11 月，Beers 通过 KJM Financial 策划庞氏式骗局，以资金将投入包括保证收益合约在内的各类金融账户为承诺，从至少 65 名受害人处骗取逾 1,100 万美元。
Beers 并未按承诺投资，而是挪用受害人资金支付自己的生意与个人开销，并向部分早期投资者返款以维持骗局、避免败露。他还不时制作虚假的季度及其他报告，谎称受托资金取得了投资收益，以此掩盖骗局。2025 年 11 月，该骗局崩盘，受害人总损失逾 970 万美元。
检察官 Frazer 表示，被告把受信任的职位变成了诈骗工具，侵吞 1,100 万美元、用虚假季度报告掩盖骗局。联邦调查局（FBI）Newark 分局主管 Stefanie Roddy 表示，受害人把家人未来的保障托付给 Beers，却被其利用谋取私利。
电信诈骗罪最高可判 20 年监禁，罚金为 25 万美元，或受害人总损失与被告获利两者较高额的两倍。Beers 与政府达成的认罪协议要求其向受害人作出赔偿。量刑定于 2027 年 3 月 9 日。
此案由 FBI 在 Newark 的特工调查，Somerset County 检察官办公室与 Bedminster Township 警局协助。FBI 的调查仍在进行，认为自己可能是 Beers 受害人的人可向 FBI 报告情况。政府方由助理联邦检察官 Jonathan S. Garelick 代表。
More Than $9.7 Million in Losses, 65 Victims: New Jersey College and Financial Planner Paul Beers Admits Ponzi Scheme, Sentencing Set for March 9, 2027
TRENTON, N.J. — The U.S. Attorney's Office for the District of New Jersey announced that Paul Beers, a former college and financial planner, admitted running a Ponzi scheme that defrauded victims of more than $9.7 million over more than 10 years. U.S. Attorney Robert Frazer announced the guilty plea.
Beers, 67, of Clinton, New Jersey, pleaded guilty before U.S. District Judge Robert Kirsch in Trenton federal court to a one-count Information charging him with wire fraud. He owned and operated KJM Financial in Bedminster, Somerset County, which provided college planning and consulting and financial planning services.
According to documents filed in the case and statements made in court, from as early as January 2015 through November 2025, Beers, operating through KJM Financial, orchestrated a Ponzi-like scheme and fraudulently accepted over $11 million from at least 65 victims, inducing them to provide cash with the promise that their funds would be invested in various financial accounts, including guaranteed income contracts.
Instead of investing the money as promised, Beers misappropriated the funds to pay his own business and personal expenses and to pay back certain victim investors to further the scheme and avoid detection. At times he created false quarterly and other reports purporting to show investment gains. In November 2025, the scheme fell apart, and victims suffered aggregate losses of more than $9.7 million.
U.S. Attorney Frazer said the defendant turned a position of trust into an instrument of fraud, misappropriating $11 million and using false quarterly reports to conceal the scheme. Stefanie Roddy, Special Agent in Charge of the FBI's Newark Division, said victims placed their faith in Beers to safeguard their futures, only to have him exploit that trust for personal gain.
The wire fraud charge carries a maximum penalty of 20 years in prison and a fine of $250,000, or twice the gross loss to the victims or gain to the defendant, whichever is greatest. The plea agreement requires Beers to make restitution to his victims. Sentencing is scheduled for March 9, 2027.
The case was investigated by FBI special agents in Newark, with assistance from the Somerset County Prosecutor's Office and the Bedminster Township Police Department. The FBI investigation is ongoing, and anyone who believes they may be a victim of Paul Beers may report their circumstances to the FBI.
来源：GSM·美国（原文链接）
图片来源：图：美国司法部总部大楼（资料图）。美国司法部官方照片，公共领域。 / The U.S. Department of Justice headquarters (file photo). U.S. Department of Justice photo, public domain.
