纽约女子Xue Fang Cheng被控无证兑现支票逾110万美元：收费2%至3%、执法部门查扣约87.5万美元
美国司法部10月26日宣布，纽约州纽约市55岁的 Xue Fang Cheng 于当日被捕：纽约东区联邦大陪审团10月23日对她发出起诉书，指控她提供无证支票兑现服务，涉嫌在2025年3月至2026年7月间经手逾110万美元现金，执法部门在调查中查扣约87.5万美元。Cheng 被控一项共谋经营无证汇款业务罪名；司法部声明指出，起诉书只是指控、她在被证明有罪之前推定无罪，如罪名成立最高面临5年监禁。
据法庭文件，Cheng 是纽约一家便利店的店主之一，她为至少三名客户提供无证支票兑现服务，其中包括一名成人日间护理中心业者与一名卧底执法人员。她要求客户把支票存入由他人控制的多家公司的商业银行账户，再按2%至3%的比例收取费用、向客户交付现金。她以短信与语音消息记录兑现的支票，并曾对卧底人员表示应当「计划长期做下去」，同时提醒对方「这非常危险」。
检方指控，在2025年3月至2026年7月期间，Cheng 涉嫌累计向客户提供逾110万美元现金；调查期间，执法部门查扣了约87.5万美元。案件由卫生与公众服务部监察长办公室（HHS-OIG）、国土安全调查局（HSI）New York 办公室与纽约市警察局（NYPD）联合调查。
宣布起诉的官员包括司法部国家欺诈执法司助理司法部长 Colin M. McDonald、纽约东区联邦检察官 Joseph Nocella, Jr.、卫生与公众服务部监察长办公室代理副监察长 Miranda L. Bennett、国土安全调查局 New York 办公室代理特别探员主管 Pete Gizas 与纽约市警察局局长 Jessica S. Tisch。案件由司法部欺诈司医疗保健欺诈科副主管 Patrick J. Campbell 与审判律师 Leonid Sandlar 负责起诉。
New York Woman Xue Fang Cheng Charged in $1.1M Unlicensed Check Cashing Scheme: 2-3% Fees, About $875,000 Seized
The U.S. Department of Justice announced on October 26 that Xue Fang Cheng, 55, of New York, New York, was arrested that day after a federal grand jury in the Eastern District of New York returned an indictment on October 23 charging her with providing illegal check cashing services. From March 2025 through July 2026, Cheng allegedly participated in providing over $1.1 million in cash to her customers, and law enforcement seized approximately $875,000 in connection with the investigation. Cheng is charged with conspiracy to operate an unlicensed money transmitting business and faces a maximum penalty of five years in prison if convicted. An indictment is merely an allegation, and she is presumed innocent until proven guilty.
According to court documents, Cheng was an owner of a New York convenience store that provided unlicensed check cashing services to at least three individuals, including a social adult day care center owner and an undercover law enforcement agent. Cheng directed that checks be deposited in business bank accounts held by various companies and controlled by others, and she provided cash to her customers for a 2 to 3 percent fee. She documented the cashed checks via text and audio messages and told the undercover agent that they should plan to do it long term, cautioning that it is very dangerous.
The case is being investigated by the U.S. Department of Health and Human Services Office of Inspector General (HHS-OIG), Homeland Security Investigations (HSI) New York, and the New York City Police Department (NYPD). Assistant Attorney General Colin M. McDonald of the Justice Department's National Fraud Enforcement Division, U.S. Attorney Joseph Nocella, Jr. for the Eastern District of New York, Acting Deputy Inspector General for Investigations Miranda L. Bennett of HHS-OIG, HSI New York Acting Special Agent in Charge Pete Gizas, and NYPD Commissioner Jessica S. Tisch made the announcement. Deputy Chief Patrick J. Campbell and Trial Attorney Leonid Sandlar of the Fraud Division's Health Care Fraud Section are prosecuting the case.
来源：GSM·美国（原文链接）
图片来源：New York 天际线（自 Brooklyn Bridge Park 望向 Lower Manhattan），Kidfly182 摄，CC BY-SA，Wikimedia Commons
