三州保险诈骗执法：爱达荷男子谎报从未拥有的漂流筏索赔逾1.7万美元
据美国保险监督官协会（NAIC）10月26日新闻汇编，爱达荷、北卡罗来纳和南卡罗来纳三州近日各有一宗保险诈骗执法案件曝光，涉及谎报财物失窃、虚假车祸索赔和伪造文件的指控。
爱达荷州Kuna男子Justin Moss于7月17日就两项保险诈骗罪认罪：他从一则出售信息中抄下一艘Maravia Williwaw漂流筏的序列号，谎称该筏被盗，向Progressive索赔逾1.7万美元，而他从未拥有该筏。10月7日，Ada县判处他5年缓刑（监禁缓期执行）、60天监禁以及罚款和赔偿；州保险局局长Dean L. Cameron就此案发表了评论。
北卡罗来纳州Wendell女子Lashonda Renee Brown被捕，被控保险诈骗、以虚假借口获取财物和提交虚假报警报告。她被指向Peak财产与意外险公司谎称其车辆遭肇事逃逸撞坏，索赔6673.70美元，而损坏实际来自另一场事故，事发于7月12日；其保释金为2万美元有担保债券。州保险专员Mike Causey表示：「保险诈骗从来不是没有受害者的犯罪，它通过更高的保费掏空我们所有人的钱包。」
南卡罗来纳州执法局（SLED）应州保险局请求，指控列克星敦县女子Shante Elizabeth Bethel伪造价值1万美元以上的文件；她已被收押至列克星敦县拘留中心，案件由州保险局检控。
Insurance Fraud Cases in Three States: Fake Raft Claim in Idaho, Staged-Crash Allegation in North Carolina, Forgery Charge in South Carolina
Insurance regulators in Idaho, North Carolina and South Carolina brought three fraud enforcement cases detailed in the NAIC NewsWire on October 26, involving a fictitious theft claim, an allegedly staged crash claim and a forgery charge.
In Idaho, Justin Moss of Kuna pleaded guilty on July 17 to two counts of insurance fraud. He copied the serial number of a Maravia Williwaw raft from a for-sale listing and claimed it stolen from Progressive, seeking more than $17,000 for a raft he never owned. On October 7, an Ada County court sentenced him to five years of probation with prison suspended, 60 days in jail, fines and restitution. Idaho Department of Insurance Director Dean L. Cameron commented on the case.
In North Carolina, Lashonda Renee Brown of Wendell was arrested and charged with insurance fraud, obtaining property by false pretense and filing a false police report. She allegedly claimed $6,673.70 from Peak Property and Casualty Insurance Corp. for hit-and-run damage that actually came from a different crash on July 12; her bond was set as a $20,000 secured bond. “Insurance fraud is never a victimless crime. It hits all of us in the pocket through higher premiums,” Commissioner Mike Causey said.
In South Carolina, the State Law Enforcement Division (SLED), acting at the Department of Insurance’s request, charged Shante Elizabeth Bethel of Lexington County with forgery valued at $10,000 or more. She was booked into the Lexington County Detention Center, and the case will be prosecuted by the Department of Insurance.
来源：GSM·美国（原文链接）
图片来源：法庭法槌。图片：Joe Gratz，CC0（Wikimedia Commons）。
