皮尤调查：六成美国人称收入不足以过上想要的生活，过半数没有三个月应急储蓄
皮尤研究中心10月14日发布的调查显示，许多美国人的财务状况并不稳固。这项调查于2026年7月20日至8月9日进行，询问了受访者的财务稳定性、负担基本生活开支的能力及对个人财务状况的看法。
调查结果显示，60%的受访者表示目前的收入不足以让他们过上想要的生活；53%表示没有一笔能覆盖三个月开支的应急或「雨天」基金，以应对疾病、失业或经济下行等突发情况；27%表示每月有一些账单无法付清，或只能部分支付。
在过去一年中，两成或以上的受访者表示曾在医疗、日常交通、房租或房贷、食物等基本开支上遇到支付困难。皮尤研究中心将这项调查作为其持续了解经济议题如何影响民众日常生活的研究的一部分。
Pew Survey: 60 Percent of Americans Say Their Income Is Not Enough for the Life They Want, and Over Half Lack Three Months of Emergency Savings
A Pew Research Center survey released on October 14 finds that many Americans are not on solid financial footing. The survey, conducted July 20 to August 9, 2026, asked about financial stability and security, the ability to afford basic necessities, and respondents' outlook on their personal finances.
Sixty percent of respondents said they do not currently have enough income to lead the kind of life they want. Fifty-three percent said they do not have emergency or rainy-day funds that would cover their expenses for three months in case of sickness, job loss or an economic downturn. Twenty-seven percent said they cannot pay some of their monthly bills or can only make partial payments.
One in five or more respondents said they had trouble paying for medical care, daily transportation, rent or mortgage, or food at some point in the past year. Pew said the survey is part of its ongoing work to understand how economic issues affect people in their day-to-day lives.
来源：GSM·美国（原文链接）
图片来源：图：食物银行志愿者整理捐赠食品。照片：美国农业部，CC BY 2.0，经 Wikimedia Commons。 / Food bank volunteers sort donated food. Photo: U.S. Department of Agriculture, CC BY 2.0, via Wikimedia Commons.
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