Redfin周报：挂牌中位价同比转为下跌，月供升至2,777美元，待成交销量同比降12.7%
房地产经纪公司 Redfin 10月20日更新的每周住房市场数据显示，截至10月11日的四周内，全美挂牌中位价为396,881美元，同比下降0.3%，为今年3月以来首次同比下跌；成交中位价为391,116美元，同比仅涨0.5%，为3月以来最慢增速。Redfin 表示，在抵押贷款利率为7.4%的情况下，购房者的月供中位数升至2,777美元，处于历史高位附近。
需求端继续降温：四周内待成交销量（pending sales）为286,531套，同比下降12.7%，接近历史低点；22%的卖家下调了挂牌价，创有记录以来最高比例。市场库存按当前销售速度可供4.2个月，房屋在市中位天数为49天。
在同日发布的利率评论中，Redfin 指出，美联储（Fed）已进入10月28日议息会议前的静默期，市场普遍预计下周不会加息，但12月加息的可能性仍然较高；其测算显示，核心个人消费支出（PCE）价格通胀按年率计约为3.1%。Redfin 将上述数据作为其每周市场更新的一部分对外发布。
Redfin Weekly Report: Median Asking Price Turns Lower Year Over Year, Monthly Mortgage Payment Reaches $2,777 as Pending Sales Fall 12.7%
In its weekly housing market update refreshed on October 20, real estate brokerage Redfin reported that for the four weeks ending October 11, 2026, the median asking price was $396,881, down 0.3 percent year over year — the first annual decline since March. The median sale price was $391,116, up just 0.5 percent from a year earlier, the slowest growth since March. At a 7.4 percent mortgage rate, Redfin put the median monthly mortgage payment at $2,777, near a record level.
Demand continued to cool: pending sales totaled 286,531, down 12.7 percent year over year and near record lows, while a record 22 percent of sellers cut their asking prices. The market carried 4.2 months of supply, and the median home spent 49 days on the market.
In a separate rate commentary published the same day, Redfin noted that the Federal Reserve is in its blackout period ahead of the October 28 meeting, that no rate hike is expected next week, but that a December hike remains likely; its estimate put core PCE price inflation at roughly 3.1 percent on an annualized basis.
来源：GSM·美国（原文链接）
图片来源：郊区住宅区航拍（资料图）。照片：公共领域，经维基共享资源。 / Aerial view of a suburban housing development (file photo). Public domain, via Wikimedia Commons.
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