秋季住房市场排名出炉：阿普尔顿居首，前20名都会区19个集中在中西部与东北部
《华尔街日报》与 Realtor.com 10月29日发布2026年秋季住房市场排名，对全美200个人口最多的都会区综合住房市场状况、经济健康与宜居程度进行评估。威斯康星州阿普尔顿（Appleton）升至榜首，前20名中有19个位于中西部与东北部。
阿普尔顿人口约25万，是前20名中最小的都会区，制造业为支柱产业；该市在夏季排名中列第二，本季凭借各方面均衡的表现登顶。其9月挂牌价中位数为405,000美元，失业率2.8%；在售房源同比大增104.4%，房屋平均40天售出，比全国水平快约三周。
排名第二的是印第安纳与密歇根交界的 South Bend-Mishawaka（挂牌价中位数322,000美元），第三是俄亥俄州 Canton-Massillon（266,000美元）；第四至第五为新罕布什尔州 Manchester-Nashua 与宾夕法尼亚州 Lancaster。前20名平均人口约52.3万，以中型市场为主，仅 Grand Rapids 与 Hartford 两地超过100万。
报告指出，夏季以来房贷利率波动走高挤压买家预算，按当前利率，仅利率因素就使典型月供比一年前高约12.2%；房价需要下跌11%才能把月供拉回一年前水平，这并不现实。全国挂牌价中位数9月同比下跌1.4%，为连续第11个月同比下降。但头部市场房价仍在上涨：前20名都会区过去一年价格平均上涨约1.1%，其中11个录得涨幅。
卖方优势在头部市场依然明显：前20名9月平均售房周期仅41天，全国为61天；降价房源占比平均18.5%，低于全国的20.8%。分区域看，中西部稳居卖方市场，东北部在受评都会区中没有买方市场；东北部降价占比仅15.2%，为各区域最低，西部与南部则分别为22.8%与21.6%。
Realtor.com 的市场时钟数据显示，2026年10月全国市场处于「4点钟」的偏买方平衡区间，较此前数月的「3点钟」进一步向买家倾斜，但整体仍属平衡市场。报告认为，在利率高企的环境下，房价相对本地收入更划算、生活成本更低的中型都会区，将持续吸引买家关注。
2026年秋季WSJ/Realtor.com住房市场排名（官方报告）
Fall Housing Market Ranking: Appleton Takes the Top Spot as 19 of the Top 20 Metros Cluster in the Midwest and Northeast
The Wall Street Journal and Realtor.com released the Fall 2026 Housing Market Ranking on October 29, evaluating the 200 most populous U.S. metropolitan areas on housing market conditions, economic health and livability. Appleton, Wisconsin rose to the top spot, and 19 of the top 20 markets are in the Midwest and Northeast.
Appleton, with a population of about 250,000 anchored by manufacturing, is the smallest metro in the top 20; it ranked second in the summer and finished first this quarter on well-rounded favorability rather than any single breakout metric. Its September median listing price was $405,000 with unemployment at 2.8%; active listings were up 104.4% year over year and homes spent just 40 days on market, about three weeks less than the national norm.
South Bend-Mishawaka, on the Indiana-Michigan line, ranked second with a median listing price of $322,000, followed by Canton-Massillon, Ohio at $266,000, Manchester-Nashua, New Hampshire fourth and Lancaster, Pennsylvania fifth. The top 20 averaged about 523,000 residents; only Grand Rapids and Hartford exceed one million.
Volatile, generally rising mortgage rates squeezed buyer budgets: at the current rate, the typical monthly payment is about 12.2% higher than a year ago due to rates alone, and home prices would need to fall 11% to bring payments back to year-ago levels, which the report calls unlikely. Nationally, the median listing price fell 1.4% year over year in September, its 11th straight monthly decline, while the typical top-20 market saw prices rise about 1.1% over the past year, with 11 of the 20 gaining.
Top markets remain seller-friendly holdouts: they averaged just 41 days on market in September against a national norm of 61 days, and saw price reductions on 18.5% of listings versus 20.8% nationally. The Midwest is solidly seller-friendly and the Northeast had no buyer's markets among the metros analyzed; price cuts appeared on just 15.2% of Northeast listings, versus 22.8% in the West and 21.6% in the South.
Realtor.com's Market Clock placed the national market at 4 o'clock, late balanced territory, as of October 2026, shifting more buyer-friendly after sitting at 3 o'clock in previous months. The report concludes that mid-sized metros where prices still pencil out against local incomes will keep drawing buyer attention while rates stay high.
Fall 2026 WSJ/Realtor.com Housing Market Ranking (official report)
来源：GSM·美国（原文链接）
图片来源：《华尔街日报》/Realtor.com 2026年秋季住房市场排名报告图（官方图）。Realtor.com 经济研究，2026年10月29日。 / Graphic from the Fall 2026 WSJ/Realtor.com Housing Market Ranking report. Realtor.com Economic Research, October 29, 2026.
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