州长霍楚尔宣布全州车险欺诈大扫荡：16人被捕涉50万美元虚假索赔
纽约州州长凯西·霍楚尔10月20日与州警察局联合宣布，在全州范围内打击汽车保险欺诈的行动中逮捕了16人，涉案虚假索赔金额达50万美元。霍楚尔在新闻发布会上表示，过去五年纽约州保险欺诈案件数量增加了两倍，警告"这16人只是开始"。
据州警方介绍，诈骗团伙采用典型手法：在布朗克斯、长岛及上州地区故意制造车祸，将无辜司机撞下路后反诬对方责任，再提交高额医疗索赔。其中一起2025年11月的假车祸索赔金额超过15万美元，另一起2025年10月的案件索赔近11.6万美元。
调查人员称，28岁的杜尚·巴尼特2025年12月在布鲁克林一个路口故意撞向停在停车标志前的车辆，随后提交1.6万美元医疗索赔，但监控显示当时只有他的车在移动。霍楚尔表示，保险欺诈推高了全州司机的保费，打击有组织的欺诈活动是降低驾驶成本计划的一部分。
州警察与州金融服务厅的联合调查仍在继续，预计将有更多逮捕行动。
Gov. Hochul Announces Statewide Car Insurance Fraud Crackdown: 16 Arrested Over $500,000 in Bogus Claims
New York Governor Kathy Hochul, together with the State Police, announced on October 20 that 16 people had been arrested in a statewide crackdown on auto insurance fraud, involving $500,000 in fraudulent claims. At a news conference, Hochul said the number of insurance fraud cases in New York has tripled over the past five years and warned that "these first 16 are just the beginning." According to state police, the fraud rings used a typical playbook: deliberately staging crashes in the Bronx, on Long Island and upstate, forcing innocent drivers off course and then blaming them before filing large medical claims.
One staged crash in November 2025 generated claims of more than $150,000, and another case from October 2025 involved nearly $116,000. Investigators say that in December 2025, 28-year-old DuSean Barnett deliberately swerved into a car stopped at a stop sign at a Brooklyn intersection and then filed a $16,000 medical claim — but surveillance footage showed his car was the only one moving at the time.
Hochul said insurance fraud drives up premiums for drivers statewide and that cracking down on organized fraud is part of her plan to lower driving costs. The joint investigation by the State Police and the Department of Financial Services is continuing, with more arrests expected.
来源：GSM·美国（原文链接）
图片来源：图：纽约州州长凯西·霍楚尔（2025年10月）。图片来源：Marc A. Hermann／大都会运输署，Wikimedia Commons，CC BY 4.0 / Photo: New York Governor Kathy Hochul (October 2025). Source: Marc A. Hermann / Metropolitan Transportation Authority, via Wikimedia Commons, CC BY 4.0
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