美证监会 SEC 携全球监管机构发出投资者公告：世界投资者周提醒防范关系型投资诈骗
美国证券交易委员会 SEC 10月5日发布新闻稿称，该会与美国及全球金融监管机构在「世界投资者周」（World Investor Week）期间联合发布投资者公告，提醒公众防范投资诈骗、增强财务韧性。世界投资者周由国际证监会组织 IOSCO 发起，2026年迎来第十年，六大洲的证券监管机构共同参与。
公告特别点出两类当前高发骗局。一类是「关系型投资诈骗」：骗子先通过短信或社交媒体与受害人建立信任甚至恋爱关系，再诱导其把钱投入虚假的投资平台。另一类是冒充诈骗：骗子假冒政府机构、监管部门或知名投资专业人士，索要账户信息或要求转账。公告提醒，凡是以这种方式主动搭讪并推销投资机会的，都应高度警惕。
公告同时给出了增强财务韧性的基本做法：建立应急储蓄、分散投资组合、坚持定期定额投资，并优先偿还高利率债务。监管机构表示，这些习惯能帮助投资者在市场波动时保持稳定，也降低落入高回报骗局的可能性。
此次联合行动的美方参与机构还包括商品期货交易委员会 CFTC、金融业监管局 FINRA、证券投资者保护公司 SIPC、全国期货协会与北美证券管理协会 NASAA。SEC 表示，投资者在决定投入资金前，应通过官方渠道核实任何投资机会与从业人员的注册信息。
SEC Joins Global Regulators for World Investor Week: Bulletin Warns of Relationship Investment Scams
The U.S. Securities and Exchange Commission announced on October 5 that it had joined financial regulators in the United States and around the world in issuing a joint investor bulletin during World Investor Week, urging the public to guard against investment fraud and build financial resilience. World Investor Week, organized by the International Organization of Securities Commissions (IOSCO), marks its tenth year in 2026, with securities regulators on six continents taking part.
The bulletin singles out two fast-growing schemes. In "relationship investment scams," fraudsters build trust, sometimes a romantic relationship, through texts or social media before steering victims to fake investment platforms. In impersonation scams, criminals pose as government agencies, regulators, or well-known investment professionals to obtain account information or payments. Any unsolicited contact of this kind pitching an investment should be treated with suspicion, the regulators said.
The bulletin also lays out basic steps toward financial resilience: building emergency savings, diversifying a portfolio, investing regularly, and paying down high-interest debt. Regulators said those habits help investors stay steady through market swings and make high-return fraud pitches less tempting.
U.S. partners in the effort include the Commodity Futures Trading Commission, FINRA, the Securities Investor Protection Corporation, the National Futures Association, and the North American Securities Administrators Association. The SEC said investors should verify any investment opportunity and the registration of anyone offering it through official channels before putting money at risk.
来源：GSM·美国（原文链接）
图片来源：位于华盛顿的美国证券交易委员会 SEC 总部大楼。图：AgnosticPreachersKid／Wikimedia Commons，CC BY-SA 3.0。 / Headquarters of the U.S. Securities and Exchange Commission in Washington, D.C. Photo: AgnosticPreachersKid/Wikimedia Commons, CC BY-SA 3.0.
