FTC年度报告：老年人2025年诈骗报损约30亿美元 投资诈骗金额居首
华盛顿——联邦贸易委员会（FTC）近日向国会提交最新年度报告《保护老年消费者 2025–2026》，汇总该机构打击侵害老年人权益行为的执法、教育与 outreach 工作，并发布基于消费者举报的诈骗趋势数据。
报告引用的消费者哨兵网络（Consumer Sentinel Network）数据显示，60 岁及以上老年人报告的诈骗损失在 2020 年至 2025 年间增长约五倍，从 2020 年的约 6 亿美元升至 2025 年的约 30 亿美元；这一增长主要由单笔金额特别巨大的损失报告推动。由于大量诈骗未被举报，FTC 估计，2025 年诈骗给老年人造成的实际总损失可能高达 1195 亿美元。报告还指出，按报损金额计，投资诈骗是老年人受害最严重的诈骗类型。
FTC 消费者保护局局长 Christopher Mufarrige 在声明中表示：「FTC 致力于保护美国老年人免受诈骗，包括采取一切必要行动关停诈骗团伙。」他说，这份最新报告展示了 FTC 为捍卫老年人权益、教育公众如何自我保护而采取的执法行动与外展举措。
FTC Report: Older Adults Reported About $3 Billion in Fraud Losses in 2025, Led by Investment Scams
WASHINGTON — The Federal Trade Commission has issued its latest report to Congress, Protecting Older Consumers 2025–2026, detailing the agency's law enforcement, consumer education and outreach efforts against unfair or deceptive practices affecting older Americans, along with trend data from consumer fraud reports.
Data from the Consumer Sentinel Network show that fraud losses reported by adults ages 60 and over increased about fivefold from 2020 to 2025, rising from about $600 million in 2020 to approximately $3 billion in 2025, driven largely by reports of extraordinarily large individual losses. Because fraud is widely underreported, the FTC estimates the overall cost of fraud to older adults in 2025 could be as high as $119.5 billion. By reported losses, investment scams were the costliest category of fraud targeting older adults, the report found.
"The FTC is committed to protecting older Americans from scams, including by taking every action necessary to shut down fraud operations," said Christopher Mufarrige, Director of the FTC's Bureau of Consumer Protection. "This latest report showcases our enforcement actions, outreach efforts and other initiatives the FTC has undertaken to defend older adults from fraudulent enterprises and educate Americans on how best to protect themselves from scams."
发布：GSM·美国（发布链接）
图片来源：位于华盛顿的联邦贸易委员会（FTC）总部大楼。公共领域图片，经 Wikimedia Commons 发布。
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