新泽西公布2027年个人医保最终费率 11月1日起开放投保
新泽西州银行与保险厅近日公布2027计划年度个人市场医疗保险最终费率，涵盖该州官方医保市场Get Covered New Jersey。2027年度开放投保期为2026年11月1日至2027年1月31日。
该厅表示，与全国趋势一致，新泽西2027年保费将出现两位数上涨，保险公司给出的理由包括医疗和处方药成本上升，以及联邦政府未续期加强版保费税收抵免导致风险池恶化。按州法律，该厅不审批费率、无权以费率为由驳回备案。
州长米基·谢里尔说：「新泽西家庭已在承受严重的负担能力危机，不断上涨的医疗和处方药成本可能把居民挤出他们赖以保持健康的保障。」州政府表示将继续推动降低成本。
New Jersey Releases Final 2027 Health Insurance Rates for Individual Market
The New Jersey Department of Banking and Insurance has published final plan year 2027 rate changes for health insurance carriers in the individual market, including Get Covered New Jersey, the state's official health insurance marketplace. Open enrollment for 2027 coverage runs from November 1, 2026, to January 31, 2027.
Consistent with nationwide trends, New Jersey plans will see double-digit rate increases for 2027. Carriers cited rising medical and prescription drug costs and a worsening risk pool after the federal government failed to renew enhanced premium tax credits, the department said. Under state law, the department does not approve rates.
'New Jersey families are already grappling with a serious affordability crisis,' said Governor Mikie Sherrill, adding that her administration will continue fighting to lower costs.
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图片来源：新泽西州议会大厦，位于特伦顿 / New Jersey State House in Trenton (Wikimedia Commons)
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