Chino商业银行三季度净利188万美元同比增22% 资产存款贷款齐创纪录
加州Chino讯——Chino Commercial Bancorp（OTC：CCBC，Chino Commercial Bank, N.A.母公司）10月16日经GlobeNewswire公布2026年第三季度业绩：净收益188万美元（1,880,302美元），同比增长22%（增加33.8万美元），基本与摊薄每股收益均为0.49美元，上年同期为0.40美元。今年前三季度净收益538.6万美元，同比增长21%，每股收益1.40美元，上年同期为1.15美元（已按2026年6月18日登记的20%股票股利调整）。
三季度净利息收入468.8万美元，上年同期为403.1万美元，净息差4.20%，上年同期为3.78%。非利息收入92.5万美元，增长3.72%，其中商户服务处理费增长44%至29.7万美元，卡处理交易额2490万美元，增长40%。核心效率比50.02%，上年同期为55.95%；年化资产回报率1.58%，权益回报率14.04%。
期末总资产5.43亿美元，较2025年末的4.94亿美元增长10%；存款总额4.134亿美元，增长11.7%，其中核心存款占97.5%；贷款总额2.532亿美元，增长14.8%。季度末无逾期贷款，三笔非应计贷款合计120万美元，无被没收房地产。该行在Chino、Ontario、阿普兰、兰乔库卡蒙加和科罗纳设有五家网点。总统兼首席执行官Dann H. Bowman在公告中表示，公司总资产、存款、贷款、净收益和资本均创纪录，并提到内陆帝国地区的经济表现。
Chino Commercial Bancorp Q3 Earnings Rise 22% to $1.88 Million on Record Assets and Deposits
CHINO, Calif. — Chino Commercial Bancorp (OTC: CCBC), parent of Chino Commercial Bank, N.A., reported third-quarter 2026 results on October 16 via GlobeNewswire: net earnings of $1.88 million ($1,880,302), up 22% (an increase of $338,000) year over year, with basic and diluted EPS of $0.49 versus $0.40. Year-to-date net earnings were $5.39 million ($5,385,805), up 21%, with EPS of $1.40 versus $1.15, prior-year EPS adjusted for the 20% stock dividend to holders of record June 18, 2026.
Third-quarter net interest income was $4,688,197 versus $4,031,337 a year earlier, and the net interest margin was 4.20% versus 3.78%. Noninterest income was $924,872, up 3.72%, with merchant services processing fees up 44% (an increase of $91,000) to $297,376 and card processing sales volume of $24.9 million, up 40%. The core efficiency ratio improved to 50.02% from 55.95%; annualized return on assets was 1.58% and return on equity 14.04%.
Total assets were $543 million, up 10% from $494 million at December 31, 2025; total deposits were $413.4 million, up 11.7%, with core deposits at 97.5% of the total; and gross loans were $253.2 million, up 14.8%. There were no delinquent loans at quarter-end, three nonaccrual loans totaling $1.2 million, and no foreclosed real estate. The bank operates five offices in Chino, Ontario, Upland, Rancho Cucamonga and Corona. President and Chief Executive Dann H. Bowman said in the release that the company set records for total assets, deposits, loans, net earnings and capital, citing the Inland Empire economy.
发布：GSM·美国（发布链接）
图片来源：Chino Commercial Bank官方标志 / Chino Commercial Bank official logo
GSM Global · 本篇英文版 English edition of this story
