Private Bancorp of America三季度净利1140万美元 净利息收入同比增16%
加州La Jolla讯——Private Bancorp of America（纳斯达克：PBAM，CalPrivate Bank母公司）10月16日经GlobeNewswire公布2026年第三季度业绩：净利润1140万美元，摊薄每股收益1.97美元，二季度为1310万美元、2.27美元，上年同期为970万美元、1.65美元。三季度资产回报率1.65%，平均有形普通股权益回报率15.62%。
净利息收入3410万美元，同比增长16.3%（增加480万美元）、环比增长1.7%；净息差5.05%，二季度为5.18%，上年同期为4.65%。核心存款23.6亿美元，环比增长1.4%、同比增长7.8%，存款总额24.1亿美元，存款总成本1.66%。持有待收贷款21.9亿美元，环比增长2.5%、同比增长5.0%；可供出售证券2.677亿美元。
三季度信用损失拨备支出130万美元，其中约80万美元与7月1日的CECL模型切换有关（对比：二季度为20万美元的转回，上年同期为180万美元支出）；准备金占持有待收贷款的1.45%，受批评贷款7190万美元，占贷款总额3.29%。非利息收入140万美元，非利息费用1840万美元（含约90万美元的纳斯达克上市相关成本），效率比51.68%。总资产27.5亿美元，每股有形账面价值50.56美元。公司普通股在其《表格10》于7月29日生效后，自7月30日起在纳斯达克交易，本季度包含此次上市事项。总裁兼首席执行官Rick Sowers在公告中对季度业绩发表了评论。
Private Bancorp of America Q3 Net Income $11.4 Million; Net Interest Income Up 16%
LA JOLLA, Calif. — Private Bancorp of America (Nasdaq: PBAM), parent of CalPrivate Bank, reported third-quarter 2026 results on October 16 via GlobeNewswire: net income of $11.4 million and diluted EPS of $1.97, versus $13.1 million and $2.27 in the second quarter and $9.7 million and $1.65 in the third quarter of 2025. Return on assets was 1.65% and return on average tangible common equity 15.62%.
Net interest income was $34.1 million, up 16.3% year over year (an increase of $4.8 million) and 1.7% sequentially; the net interest margin was 5.05%, versus 5.18% in the second quarter and 4.65% a year earlier. Core deposits were $2.36 billion, up 1.4% sequentially and 7.8% year over year, with total deposits of $2.41 billion and a total cost of deposits of 1.66%. Loans held for investment were $2.19 billion, up 2.5% sequentially and 5.0% year over year; available-for-sale securities were $267.7 million.
Provision expense for credit losses was $1.3 million, including about $0.8 million related to the July 1, 2026 CECL model transition, versus a $0.2 million reversal in the second quarter and a $1.8 million expense a year earlier; the allowance was 1.45% of loans held for investment, and criticized loans were $71.9 million, or 3.29% of total loans. Noninterest income was $1.4 million and noninterest expense $18.4 million, including about $0.9 million of Nasdaq uplisting costs, for an efficiency ratio of 51.68%. Total assets were $2.75 billion and tangible book value per share was $50.56. The company's common stock began trading on Nasdaq on July 30, 2026, after its Form 10 was declared effective on July 29, 2026.
发布：GSM·美国（发布链接）
图片来源：CalPrivate Bank官方标志 / CalPrivate Bank official logo
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