Hingham储蓄三季度核心每股收益增39% 净息差升至2.23%
马萨诸塞州欣厄姆讯——Hingham Institution for Savings（纳斯达克：HIFS）10月16日经GlobeNewswire公布2026年第三季度业绩：净利润1267.4万美元，基本每股收益5.76美元、摊薄5.72美元，上年同期为1729.5万美元、摊薄7.85美元，摊薄每股收益下降27.1%。剔除证券净收益（税后，含已实现与未实现部分）的核心净利润为1189.5万美元，核心摊薄每股收益5.37美元，上年同期为850.9万美元、3.86美元，核心每股收益增长39.1%。
三季度年化权益回报率9.74%、资产回报率1.11%，核心口径分别为9.15%和1.04%。今年前九个月净利润4096.8万美元，摊薄每股收益18.51美元，同比增长20.4%。期末总资产45.81亿美元，净贷款39.18亿美元，零售与商业存款20.84亿美元，非付息存款5.202亿美元，批发资金19.30亿美元，每股账面价值235.93美元，同比增长11.5%。
三季度净息差2.23%，同比上升49个基点、环比上升9个基点；效率比32.81%。不良资产占总资产0.89%，不良贷款占贷款总额0.93%，2026年与2025年前九个月均无核销。公司9月30日宣派每股0.63美元的常规季度股息，为第131次连续季度股息，11月12日向11月2日登记在册的股东支付；2025年12月批准的2000万美元股份回购计划将于2026年12月4日到期，目前尚未回购股份。该行成立于1834年，在波士顿（Boston）、楠塔基特、华盛顿特区和旧金山设有网点。董事长Robert H. Gaughen, Jr.在公告中对核心盈利的增长发表了评论。
Hingham Savings Q3 Core EPS Up 39% as Net Interest Margin Widens to 2.23%
HINGHAM, Mass. — Hingham Institution for Savings (Nasdaq: HIFS) reported third-quarter 2026 results on October 16 via GlobeNewswire: net income of $12,674,000, or $5.76 per basic share and $5.72 diluted, versus $17,295,000, or $7.93 basic and $7.85 diluted, a year earlier, a 27.1% decrease in diluted EPS. Core net income, excluding the after-tax net gain on equity securities, realized and unrealized, was $11,895,000, or $5.37 per diluted share, versus $8,509,000, or $3.86, with core diluted EPS up 39.1%.
Annualized return on equity was 9.74% and return on assets 1.11% for the quarter, with core ROE of 9.15% and core ROA of 1.04%. For the nine months, net income was $40,968,000, or $18.51 diluted, up 20.4% from $33,833,000, or $15.37. Total assets were $4.581 billion, net loans $3.918 billion, retail and commercial deposits $2.084 billion, non-interest-bearing deposits $520.2 million and wholesale funds $1.930 billion; book value per share was $235.93, up 11.5% year over year.
The third-quarter net interest margin was 2.23%, up 49 basis points year over year and 9 basis points sequentially; the efficiency ratio was 32.81%. Non-performing assets were 0.89% of total assets and non-performing loans 0.93% of total loans, with no charge-offs in the first nine months of 2026 or 2025. The bank declared its regular quarterly dividend of $0.63 per share on September 30 — its 131st consecutive quarterly dividend — payable November 12 to holders of record November 2; a $20.0 million repurchase program approved in December 2025 expires December 4, 2026, with no shares repurchased yet. Founded in 1834, the bank has offices in Boston, Nantucket, Washington, D.C. and San Francisco.
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图片来源：Hingham Institution for Savings官方标志 / Hingham Institution for Savings official logo
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