旅行者保险三季度净利19.17亿美元 核心每股收益9.18美元 综合成本率86.8%
纽约讯——旅行者保险公司（The Travelers Companies，纽交所：TRV）10月16日发布2026年第三季度业绩。公司三季度净利润为19.17亿美元，上年同期为18.88亿美元；摊薄每股收益9.04美元，上年同期为8.24美元。核心利润为19.47亿美元，上年同期为18.67亿美元，核心每股收益为9.18美元，上年同期为8.14美元。
承保方面，综合成本率改善0.5个百分点至86.8%，基础综合成本率为84.1%。当季巨灾损失为税前5.38亿美元，高于上年同期的4.02亿美元，主要来自多州的严重风暴与冰雹；三项业务板块合计录得税前2.34亿美元的有利既往年度准备金发展。净承保保费为114.8亿美元，与上年同期大体持平，上年同期数字包含其已于2026年一季度剥离的加拿大业务2.40亿美元保费。
投资方面，税前净投资收益创纪录地达到10.98亿美元，同比增长约6%。当季公司向股东返还17.69亿美元，其中包括15.08亿美元股份回购。核心股本回报率为22.1%。公司董事长兼首席执行官艾伦·施尼策（Alan Schnitzer）在业绩发布中表示，这又是一个成功的季度。
Travelers Q3 Net Income $1.917 Billion, Core EPS $9.18, Combined Ratio Improves to 86.8%
NEW YORK — The Travelers Companies, Inc. (NYSE: TRV) reported third-quarter 2026 results on October 16. Net income was $1.917 billion, compared with $1.888 billion a year earlier, and diluted earnings per share were $9.04, up from $8.24. Core income rose to $1.947 billion from $1.867 billion, or $9.18 per diluted share, compared with $8.14 a year earlier.
The consolidated combined ratio improved 0.5 points to 86.8%, and the underlying combined ratio was 84.1%. Catastrophe losses were $538 million pre-tax, up from $402 million a year earlier, primarily from severe wind and hail storms in multiple states, while net favorable prior-year reserve development across the three segments totaled $234 million pre-tax. Net written premiums were $11.480 billion, roughly flat versus the prior-year quarter, which had included $240 million related to the Canadian operations the company divested in the first quarter of 2026.
Pretax net investment income reached a record $1.098 billion, up 6%. Travelers returned $1.769 billion to shareholders in the quarter, including $1.508 billion of share repurchases. Core return on equity was 22.1%. Chairman and Chief Executive Officer Alan Schnitzer said it was another in a run of successful quarters for the company.
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图片来源：旅行者保险公司资料图（Wikimedia Commons） / Travelers company image (Wikimedia Commons)
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