WaFd银行2026财年净利2.56亿美元 每股收益增长22% 与EverBank的合并仍在推进
Seattle——总部位于Seattle的WaFd公司（纳斯达克代码：WAFD）10月15日公布截至9月30日的2026财年业绩：全财年净利2.56亿美元，稀释每股收益3.21美元，同比增长22%；平均资产回报率0.94%，有形普通股权益回报率10.68%。第四财季净利6,000万美元，稀释每股收益0.76美元。
第四财季净利息收入1.824亿美元，略高于第三财季的1.813亿美元，净息差维持在2.81%。非利息收入较第三财季增加1,390万美元，主要来自单户住宅贷款出售收益；非利息支出增加1,120万美元，公司称与战略投入和并购相关费用有关，效率比率升至55.12%。
资产质量方面，截至9月末，不良资产较6月末减少5,700万美元，占总资产比例由0.49%降至0.32%；逾期贷款减少5,600万美元，占贷款总额比例由0.75%降至0.50%。第四财季净核销额为3,900万美元，其中约3,600万美元来自一笔此前已列为关注类的大额贷款在季内完成处置。
公司总裁兼首席执行官布伦特·比尔达尔（Brent Beardall）表示，全年每股收益增长22%，交易性存款余额增长4.6%，在营贷款板块增长7.9%，不良资产与逾期贷款自6月30日以来均下降37%。公司9月4日派发每股0.27美元现金股息，为连续第174个季度派息。WaFd与EverBank的合并于9月7日宣布，目前仍在推进中。
（来源：WaFd公司2026财年业绩）
WaFd Reports Fiscal 2026 Net Income of $256 Million as EPS Rises 22%
Seattle — WaFd, Inc. (Nasdaq: WAFD) on October 15 reported results for its fiscal year ended September 30, 2026: net income of $256 million and diluted earnings per share of $3.21, up 22% from the prior year, with a return on average assets of 0.94% and a return on tangible common equity of 10.68%. Fourth-quarter net income was $60 million, or $0.76 per diluted share.
Fourth-quarter net interest income was $182.4 million, compared with $181.3 million in the third quarter, and the net interest margin held at 2.81%. Non-interest income rose $13.9 million from the third quarter on a single-family loan sale, while non-interest expense rose $11.2 million on strategic investments and merger-related costs, lifting the efficiency ratio to 55.12%.
Non-performing assets fell $57 million from June to 0.32% of total assets, and delinquencies fell $56 million to 0.50% of total loans. Net charge-offs were $39 million in the quarter, including about $36 million from the resolution of one large previously classified loan.
President and CEO Brent Beardall said full-year EPS grew 22%, transaction deposit balances rose 4.6%, active loan segments grew 7.9%, and both non-performing assets and delinquencies declined 37% since June 30. The company paid a $0.27-per-share cash dividend on September 4, its 174th consecutive quarterly dividend. Its combination with EverBank, announced on September 7, remains in progress.
(Source: WaFd, Inc. fiscal 2026 earnings)
来源：WaFd公司2026财年业绩
发布：GSM·美国（发布链接）
图片来源：图：位于西雅图市中心第五大道的WaFd银行总部大楼，行名招牌清晰可见。Dclemens1971摄，CC BY 4.0，取自维基共享资源。 / Photo: WaFd Bank headquarters on Fifth Avenue in downtown Seattle. Photo by Dclemens1971, CC BY 4.0, via Wikimedia Commons.
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