Zillow报告：全美租赁需求同比涨19.2% 独栋出租房需求涨21.6% San Jose涨82.5%居首
Seattle讯——Zillow 10月15日发布最新租赁市场报告：该公司编制的租赁需求指数（Zillow Observed Renter Demand Index，ZORDI）全美同比上升19.2%。报告称，在借贷成本高企、购房门槛居高不下的背景下，住房需求并未消失，而是转入租赁市场，原本观望购房的人群延长了租房周期。
数据显示，全美典型租金9月为每月1,932美元，同比上涨2.7%；与之相比，新购房者的典型月供同比上涨5%至3,037美元，涨幅接近租金的两倍（月供口径为首付10%、30年期固定利率，含本金、利息、房产税与保险）。分房型看，独栋出租房需求同比上升21.6%，涨幅是多户住宅（10.1%）的两倍以上；独栋住房的典型租金为每月2,266美元，比新购房者月供低771美元。
分都市区看，租赁需求涨幅最大的五个市场依次为San Jose（同比涨82.5%）、旧金山（66.9%）、Austin（49.3%）、Miami（48.9%）与Phoenix（43.0%）；南加州方面，洛杉矶涨25.9%、河滨涨26.9%、San Diego涨29.1%。租金年涨幅同样以湾区最快，旧金山涨11.8%、San Jose涨8.3%；Austin、Miami、Phoenix的租金涨幅则分别为0.7%、1.8%与1.0%，报告称这与当地新房建设使供给跟上需求有关。也有市场逆势降温：Louisville租赁需求同比降6.2%，Baltimore降6.1%，华盛顿特区降5.6%，Cleveland降5.5%。
负担能力方面，按中位家庭收入计算，租住一套新租赁房源的支出占收入的26.3%，与一年前基本持平；新购房者的这一比例为41.3%。报告测算，租得起一套典型租赁住房需要年收入77,278美元，买得起一套典型住房需要121,496美元，两者相差逾44,000美元。Zillow高级经济学家Kara Ng表示，高企的房贷利率把购房者直接推向了租赁市场，并出现了把月供与租金之间的差额存下来的「主动租房者」。
Zillow Report: U.S. Rental Demand Up 19.2% Year Over Year, Led by Single-Family Rentals; San Jose Jumps 82.5%
SEATTLE — Rental demand in the United States rose 19.2% from a year earlier, according to Zillow's latest Rental Market Report released on October 15, as measured by the Zillow Observed Renter Demand Index (ZORDI). Zillow said housing demand has not disappeared as borrowing costs stay elevated; instead, would-be buyers are renting for longer.
The typical U.S. rent was $1,932 a month in September, up 2.7% year over year, while the typical monthly payment for a new home buyer rose 5% to $3,037 — nearly twice the pace of rent growth. The payment figure assumes 10% down and a 30-year fixed-rate loan and includes principal, interest, property taxes and insurance. Demand for single-family rentals rose 21.6%, more than double the 10.1% increase for multifamily rentals. A typical single-family rental costs $2,266 a month, $771 less than a new buyer's monthly payment.
By metro area, rental demand rose the most in San Jose, up 82.5% year over year, followed by San Francisco (66.9%), Austin (49.3%), Miami (48.9%) and Phoenix (43.0%). In Southern California, demand rose 25.9% in Los Angeles, 26.9% in Riverside and 29.1% in San Diego. Rent growth was also fastest in the Bay Area, up 11.8% in San Francisco and 8.3% in San Jose, while it was more moderate in Austin (0.7%), Miami (1.8%) and Phoenix (1.0%), where Zillow said new construction has kept supply in step with demand. Demand fell year over year in Louisville (-6.2%), Baltimore (-6.1%), Washington, D.C. (-5.6%) and Cleveland (-5.5%).
On affordability, the median household spends 26.3% of its income on a new rental, essentially unchanged from a year ago, compared with 41.3% for a new homeowner. A household needs an income of $77,278 to afford a typical rental, versus $121,496 to afford a typical home, a gap of more than $44,000. Kara Ng, a senior economist at Zillow, said elevated mortgage rates have pushed home shoppers toward rentals, and described the rise of deliberate renters who bank the difference between a buyer's monthly payment and rent. Zillow also publishes a metro-level rent-versus-buy breakdown of how many years a household would need to own a home before buying comes out ahead.
来源：GSM·美国（原文链接）
图片来源：图：加州圣何塞中城一栋出租公寓楼及其租赁中心外景；圣何塞是Zillow本次报告中租赁需求同比涨幅最大的都市区（涨82.5%）。图片来源：Wikimedia Commons，Cristiano Tomás 摄于2021年，CC BY-SA 4.0 授权 / Photo: A rental apartment building and its leasing center in Midtown San Jose, California; San Jose posted the largest year-over-year rise in rental demand in Zillow's report, up 82.5%. Source: Wikimedia Commons, by Cristiano Tomás, 2021, CC BY-SA 4.0.
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