HUD：FHA扩大融资范围 「建成出租」社区可获多户住宅保险融资
华盛顿讯——美国住房与城市发展部（HUD）宣布，其联邦住房管理局（FHA）即日起扩大租赁住房融资范围：允许「建成出租」（Build to Rent）社区按照 FHA 两项多户住宅抵押保险计划申请融资。
HUD 部长斯科特·特纳（Scott Turner）在声明中称，美国需要更多可负担住房，此举旨在消除开发障碍、扩大租赁选择。负责 FHA 与住房办公室的 Joe Gormley 表示，扩大住房供应对改善可负担性至关重要。
按新政策，建成出租社区指由独栋、双拼或三拼住宅组成的多户租赁物业，包含现场建造与预制房屋（manufactured homes）；今后这类物业将与传统多户租赁开发适用相同的融资条件，分别对应 FHA 第221(d)(4)条（新建）与第223(f)条（收购或再融资）计划，具体要求以 HUD 当天发布的 Mortgagee Letter 为准。
HUD 称，这一调整与第14376号行政令的方向一致，该行政令旨在限制大型机构投资者与普通购房者竞争独栋住宅。
（来源：HUD）
HUD Lets Build-to-Rent Communities Qualify for FHA Multifamily Financing
WASHINGTON — The U.S. Department of Housing and Urban Development (HUD) announced that its Federal Housing Administration (FHA) will allow Build to Rent communities to qualify for FHA-insured financing under two multifamily mortgage insurance programs, effective immediately.
"America needs more affordable housing," HUD Secretary Scott Turner said in the announcement, describing the change as removing barriers to development and expanding rental options. Joe Gormley, currently overseeing the FHA and Office of Housing, said expanding housing supply is essential to improving affordability.
Build to Rent communities are multifamily rental properties made up of single-family homes, duplexes or triplexes, including both site-built and manufactured homes. Under the update, they will be treated on the same terms as traditional multifamily rental developments, under FHA's Section 221(d)(4) program for new construction and Section 223(f) program for acquisition or refinancing of recently developed communities, subject to the requirements in HUD's Mortgagee Letter.
HUD said the change aligns with Executive Order 14376, aimed at stopping Wall Street from competing with Main Street homebuyers.
(Source: HUD)
来源：HUD
发布：GSM·美国（发布链接）
图片来源：图片：美国住房与城市发展部（公共领域），经 Wikimedia Commons/DPLA，图为新建住宅施工
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