跟进：两家美国金融机构同日发布三季报：美国合众银行营收创纪录，PNC 净利润同比增长
纽约——美国合众银行（U.S. Bancorp）与 PNC 金融服务集团 10 月 15 日同日发布 2026 年第三季度业绩。
美国合众银行：第三季度净营收达创纪录的 79.7 亿美元，同比增长 8.7%；GAAP 摊薄每股收益为 1.34 美元，去年同期为 1.22 美元；调整后每股收益为 1.41 美元，高于 1.32 美元的市场共识预期。归属公司的净利润为 22.1 亿美元，去年同期为 20 亿美元，同比增长约 10%。每股账面价值为 38.27 美元，同比增长 5.3%。资本市场收入同比增长 69.3%。董事会主席兼首席执行官贡詹·凯迪亚（Gunjan Kedia）表示，业绩源于对战略优先事项的强劲执行与组织内部更紧密的协同。公司同时上调全年指引，预计 2026 年净营收增长 8% 至 9%。
PNC 金融服务集团：据道琼斯通讯社经 Morningstar 报道，PNC 第三季度净利润为 21 亿美元、每股收益 4.97 美元，去年同期为 18.2 亿美元、每股 4.35 美元；调整后每股收益为 5.09 美元，高于 FactSet 汇总的分析师预期 4.98 美元。营收同比增长 11% 至 65.6 亿美元，低于分析师预期的 66.1 亿美元；其中净利息收入同比增长 15% 至 42.1 亿美元，非利息收入增长 4% 至 23.6 亿美元。季末贷款总额同比增长 16% 至 3788 亿美元。信贷损失拨备由去年同期的 1.67 亿美元升至 1.89 亿美元；利润中包含与收购 FirstBank 相关的 3600 万美元整合成本。首席执行官比尔·德姆查克（Bill Demchak）表示，公司向重点市场推进、扩大全国布局的努力正在推动增长，公司准备充分并对长期前景保持信心。
（资料来源：AlphaStreet；道琼斯通讯社经 Morningstar，2026 年 10 月 15 日报道）
Follow-Up: Two US Financial Firms Report Third-Quarter Results on the Same Day: U.S. Bancorp Posts Record Revenue; PNC Net Income Rises From a Year Earlier
NEW YORK — U.S. Bancorp and PNC Financial Services Group both reported third-quarter 2026 results on October 15.
U.S. Bancorp reported record net revenue of $7.97 billion, up 8.7% year over year. GAAP diluted EPS was $1.34, compared with $1.22 a year earlier, and adjusted EPS was $1.41, above the $1.32 consensus estimate. Net income attributable to the company was $2.21 billion, compared with $2.0 billion a year earlier, an increase of about 10%. Book value per common share was $38.27, up 5.3% year over year. Capital markets revenue rose 69.3% year over year. Chairman and CEO Gunjan Kedia said the results reflect strong execution against the company's strategic priorities and better interconnectivity across the organization. The bank raised its full-year outlook and now expects fiscal 2026 net revenue growth of 8% to 9%.
PNC Financial Services Group posted third-quarter profit of $2.1 billion, or $4.97 a share, compared with $1.82 billion, or $4.35 a share, a year earlier, Dow Jones reported via Morningstar. Adjusted EPS was $5.09, above the $4.98 analyst estimate compiled by FactSet. Revenue rose 11% year over year to $6.56 billion, short of the $6.61 billion analyst estimate; net interest income climbed 15% to $4.21 billion and noninterest income rose 4% to $2.36 billion. Total loans at quarter-end were up 16% at $378.8 billion. The provision for credit losses rose to $189 million from $167 million, and profit included $36 million of integration costs tied to PNC's acquisition of FirstBank. CEO Bill Demchak said the company's push into key markets and its national expansion are driving growth, and that the company is well positioned and confident in its long-term outlook.
(Sources: AlphaStreet, October 15, 2026; Dow Jones Newswires via Morningstar, October 15, 2026)
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