住房与城市发展部放宽「建后出租」融资：FHA两项按揭保险计划即日起同等对待出租型社区
美国住房与城市发展部（HUD）10月14日宣布（第26-085号发布），联邦住房管理局（FHA）即日起允许「建后出租」（Build to Rent）社区通过两项多户住宅按揭保险计划融资——第221(d)(4)条新建与大修计划和第223(f)条购置与再融资计划，出租型社区将获得与传统多户住宅同等的待遇。
「建后出租」指成片新建、统一持有并整体出租的独栋住宅社区，是近年美国增长较快的住房供应形式。此前这类项目在申请FHA保险融资时面临额外限制，新安排将其纳入常规通道。
HUD部长斯科特·特纳（Scott Turner）表示，此举是落实第14376号行政令、扩大住房供应的一部分。FHA负责人乔·戈姆利（Joe Gormley）说，让建后出租项目与传统多户住宅站在同一起跑线上，有助于更快把新房推向市场。
HUD Makes It Easier to Build Rental Housing: FHA Mortgage Insurance Now Open to Build-to-Rent Communities
The U.S. Department of Housing and Urban Development (HUD) announced on October 14 (Release No. 26-085) that the Federal Housing Administration (FHA) will now allow build-to-rent communities to be financed under two of its multifamily mortgage insurance programs — Section 221(d)(4) for new construction and substantial rehabilitation, and Section 223(f) for acquisition and refinancing — putting rental communities on the same footing as conventional multifamily housing.
Build-to-rent refers to newly built neighborhoods of single-family homes held and rented out as a single community, one of the fastest-growing forms of new housing supply in the United States. Such projects previously faced extra hurdles in FHA insurance financing.
HUD Secretary Scott Turner said the change implements Executive Order 14376 and is part of the administration's push to expand housing supply. FHA head Joe Gormley said putting build-to-rent projects on equal footing with traditional multifamily housing will help bring new homes to market faster.
发布：GSM·美国（发布链接）
图片来源：图：北达科他州一栋木框架住宅的施工现场。摄影：Michael Rieger，美国联邦紧急事务管理局，公共领域，来源：Wikimedia Commons / Photo: Timber-frame house construction in North Dakota. Credit: Michael Rieger, FEMA, public domain, via Wikimedia Commons
GSM Global · 本篇英文版 English edition of this story
- 2026-10-14 03:43住房与城市发展部放宽「建后出租」融资：FHA两项按揭保险计划即日起同等对待出租型社区本篇
- 2026-10-22 23:11住房与城市发展部放宽「建造出租」社区融资：可申请联邦住房管理局两项多户住宅保险计划
