中国公民刘秉辉被起诉：被指冒充联邦官员取走长者现金、涉洗钱共谋
美国司法部加州东区检察官办公室宣布，联邦大陪审团对刘秉辉（Binghui Liu）提出一项洗钱共谋起诉。刘秉辉现年32岁，是中国公民、此前住在加州圣克拉拉县圣何塞市。代理联邦检察官米歇尔·贝克威思（Michele Beckwith）宣布了这项起诉。
据法庭文件，2024年2月至2025年4月间，刘秉辉与同伙参与一项清洗政府冒充骗局赃款的安排：同伙冒充联邦执法人员或联邦雇员联系目标受害人，谎称受害人被错误地提出指控、其银行账户将被冻结，指示受害人把存款取成现金，再安排一名假冒的执法人员或联邦雇员上门取走现金、声称是代为「保管」。骗局中使用假名与暗号，还指示受害人拍摄自己和打包好现金的照片。
司法部说，刘秉辉在骗局中充当洗钱者，前往加州与内华达州各地的受害人处取走他们的钱。他使用暗号与假名，受害人被谎称他是联邦雇员或执法人员—而他从未担任过任何联邦雇员或执法人员职务。
起诉书举出一名长者受害人的遭遇：一名自称美国法警的人联系这名长者，谎称有一张针对他的逮捕令、其银行账户可能被冻结，指示他把钱交给联邦储备雇员以「保护」资金；同伙还指导这名长者如何取款、向银行如何解释大额取款、以及如何把资金打包以便多次交接。2025年4月9日，联邦调查局（FBI）探员设下圈套：刘秉辉来到这名长者家中，取走了他以为是20,000美元、实际是假钞的钱，探员随即将其逮捕。这名长者在这场骗局中的总损失超过780,000美元。
本案由FBI调查，助理联邦检察官科迪·查普尔（Cody S. Chapple）与阿雷利斯·克莱门特（Arelis M. Clemente）承办。司法部说，若罪名成立，刘秉辉最高可判20年监禁，并处罚款500,000美元或涉案交易财产价值的两倍、取其高者；实际刑期将由法院在考虑适用法定因素与《联邦量刑指南》后裁量。起诉书只是指控，刘秉辉在被证明有罪之前推定无罪。司法部同时呼吁，掌握本案信息或认为自己可能是受害人的人，通过 tips.fbi.gov 或当地FBI办公室报告。本案案号1:25-cr-00089，由联邦地区法官柯克·谢里夫（Kirk E. Sherriff）审理。（来源：美国司法部加州东区检察官办公室）
关联：华人男子冒充联邦官员收钱洗钱近60万美元 10月5日认罪、明年1月量刑
Chinese National Binghui Liu Indicted in Money Laundering Conspiracy That Impersonated Federal Officers
The U.S. Attorney's Office for the Eastern District of California announced that a federal grand jury returned a one-count indictment charging Binghui Liu with a money laundering conspiracy. Liu, 32, is a citizen of China formerly residing in San Jose, in Santa Clara County, California. Acting U.S. Attorney Michele Beckwith announced the indictment.
According to court documents, between February 2024 and April 2025, Liu and other co-conspirators engaged in a scheme to launder proceeds derived from a government impersonation fraud scam. Members of the conspiracy pretended to be federal law enforcement officers or employees when contacting target victims, falsely claiming, for example, that charges had been wrongfully filed against the victims and that their bank accounts would be frozen. The scammers typically instructed victims to withdraw their savings in cash and then arranged for a fake law enforcement officer or federal employee to pick up the cash for supposed safekeeping. The scammers used fake names and code words, and instructed victims to take pictures of themselves and the cash packaged for pickup.
The Justice Department says Liu served as a money launderer in the scheme, traveling to victims throughout California and Nevada to take their money. He used code words and fake names, and victims were falsely told he was either a federal employee or a law enforcement officer; at no point was Liu a federal employee or law enforcement officer.
In one example described in the indictment, an elderly victim was contacted by someone pretending to be a U.S. Marshal, who cited a fake arrest warrant and the possibility that the victim's bank account would be frozen. The victim was instructed to give the money to Federal Reserve employees, supposedly to protect the funds, and the scammers coached the victim on withdrawing funds, what to say to the bank about the large withdrawals, and how to package the funds for multiple pickups. On April 9, 2025, FBI agents set up a sting operation: Liu arrived at the elderly victim's house and took what he believed was $20,000 but was in fact fake money, and agents arrested him shortly afterward. In total, the elderly victim lost over $780,000 to the fraud scheme.
The case is the product of an investigation by the FBI and is being prosecuted by Assistant U.S. Attorneys Cody S. Chapple and Arelis M. Clemente. If convicted, Liu faces a maximum statutory penalty of 20 years in prison and a $500,000 fine or twice the value of the property involved in the transaction, whichever is greater; any sentence would be determined by the court after consideration of the applicable statutory factors and the Federal Sentencing Guidelines. The charges are only allegations, and the defendant is presumed innocent until and unless proven guilty beyond a reasonable doubt. The Justice Department asked anyone with information about the case, or who believes they may be a victim, to report it at tips.fbi.gov or to their local FBI office. The case is No. 1:25-cr-00089, before U.S. District Judge Kirk E. Sherriff. (Source: U.S. Attorney's Office for the Eastern District of California)
来源：美国司法部加州东区检察官办公室
发布：GSM·美国（发布链接）
图片来源：图：位于加州弗雷斯诺的罗伯特·E·科伊尔联邦法院大楼（资料图），本案起诉书在此提交。图：Thank You (24 Millions) views，CC BY 2.0，via Wikimedia Commons / Photo: The Robert E. Coyle Federal Building and United States Courthouse in Fresno, California (file photo), where the indictment in this case was filed. Photo: Thank You (24 Millions) views, CC BY 2.0, via Wikimedia Commons
GSM Global · 本篇英文版 English edition of this story
- 2025-04-24 11:26中国公民刘秉辉被起诉：被指冒充联邦官员取走长者现金、涉洗钱共谋本篇
- 2026-10-05 01:32华人男子冒充联邦官员收钱洗钱近60万美元 10月5日认罪、明年1月量刑
- 2026-10-15 07:45假冒联邦人员上门收走老人70多万美元现金 华男刘炳辉在加州联邦法院认罪
