社会保障福利2027年上调3.6%：11月18日前开通无纸化通知，可提前三周看到个人新金额
美国社会保障局10月14日宣布，2027年社会保障福利与补充保障收入（SSI）上调3.6%。近7,200万名社会保障领取者将从2027年1月起拿到上调后的金额，约730万名 SSI 领取者的上调金额从2026年12月31日那笔付款开始发放；退休福利平均每月约多75美元。眼下有一个日期要赶：还没有个人账户的人，须在11月18日前开好 my Social Security 账户并开通无纸化通知，才能在网上提前看到自己的新金额通知。
社会保障局局长 Frank J. Bisignano 表示，社会保障局将为7,600万美国人落实这次生活成本调整，让他们的财务更稳定。今年的个人通知改成一页纸的简化版，用通俗、个性化的语言写明新金额的准确日期、美元数额与各项扣款。
时间上分两路：开通无纸化通知的账户持有人，11月下旬起就能在账户消息中心看到通知，比邮寄纸质版最多早三周，2027年的医疗保险（Medicare）保费金额也会同期出现在消息中心；没有开通无纸化的人，纸质通知在12月间邮寄到家。
这次上调按《社会保障法》计算，与劳工部劳工统计局公布的城市工薪者消费价格指数（CPI-W）涨幅挂钩，自动生效，不需要申请，也没有任何收费环节。
（来源：美国社会保障局）
Social Security Benefits Rise 3.6% in 2027: Enroll in Paperless Notices by Nov. 18 to See Your New Amount up to Three Weeks Early
The U.S. Social Security Administration (SSA) announced on October 14 that Social Security benefits and Supplemental Security Income (SSI) payments will increase by 3.6 percent in 2027. Nearly 72 million Social Security beneficiaries will see the cost-of-living adjustment (COLA) beginning in January 2027, while increased payments to about 7.3 million SSI recipients begin with the December 31, 2026 payment. On average, retirement benefits will rise by about $75 a month. One deadline is close: people who do not yet have a personal account must create one and enroll in paperless notices by November 18 to see their own new amount online.
Social Security Commissioner Frank J. Bisignano said the agency will implement the cost-of-living adjustment for 76 million Americans, giving them greater financial stability. This year's personalized notice is a simplified one-page letter in plain language, giving the exact dates and dollar amounts of each person's new benefit and any deductions.
Timing runs on two tracks. Account holders enrolled in paperless notices can view their notice in their account Message Center starting in late November, up to three weeks earlier than a mailed paper notice, and their 2027 Medicare premium amount will appear there at the same time. Those who have not enrolled in paperless notices will receive their notice by mail during December.
The increase is calculated under the Social Security Act, tied to the rise in the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W) published by the Bureau of Labor Statistics. It takes effect automatically, with no application and no fee of any kind.
(Source: U.S. Social Security Administration)
来源：美国社会保障局
发布：GSM·美国（发布链接）
图片来源：图：位于马里兰州 Woodlawn 的美国社会保障局总部大楼。Coolcaesar 摄，CC BY-SA 3.0，经 Wikimedia Commons。 / Photo: Headquarters of the U.S. Social Security Administration in Woodlawn, Maryland. By Coolcaesar, CC BY-SA 3.0, via Wikimedia Commons.
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