加利福尼亚州保险局11月13日启动保险业超级智能（SI）消费者保障行动 12月15日举行线上研讨会
加利福尼亚州保险局局长Ricardo Lara于2026年11月13日宣布，启动一项全州行动，为保险业使用超级智能（SI）技术建立消费者保障框架，并宣布将举行公开研讨会并开展行业调查。
保险局表示，随着保险公司越来越多地部署由超级智能（SI）驱动的技术，该局将围绕透明度、问责、隐私和公平等议题，邀请消费者、保险公司、研究人员、技术开发者、倡导者和公众共同参与，相关意见将用于后续监管与政策考量。加利福尼亚州是美国最大的保险市场。
保险局将于2026年12月15日上午10时（太平洋时间）举行线上公开研讨会。保险局说明，该研讨会旨在收集信息和各方观点，不讨论具体的监管条文，本次公告也不是法规制定提案通知。
同时启动的还有负责任使用超级智能（SI）调查，目的是了解保险公司如何部署相关技术、采用何种治理结构监督这些系统、第三方供应商的角色以及应用带来的运营影响，调查答复截止日期为2026年12月30日。
保险局表示，书面意见和相关材料可在2026年12月12日前发送至该局指定邮箱，调查和研讨会收集的信息将用于该局推进保险业负责任使用超级智能（SI）的工作。
California Department of Insurance Launches Consumer Safeguards Effort on SI in Insurance on November 13, With a Virtual Workshop on December 15
California Insurance Commissioner Ricardo Lara announced on November 13, 2026, the launch of a statewide effort to help establish consumer safeguards for the use of super intelligence (SI) in insurance, including a public workshop and an industry survey.
The California Department of Insurance said that as insurers increasingly deploy SI-driven technologies, it is inviting consumers, insurance companies, researchers, technology developers, advocates and members of the public to help shape the state's approach to transparency, accountability, privacy and fairness. California is the nation's largest insurance market.
The department will hold a virtual public discussion workshop on December 15, 2026, beginning at 10 a.m. PST. The department said the workshop is intended to gather information and perspectives, will not focus on specific regulatory text, and that the announcement is not a Notice of Proposed Action.
The department is also launching its Responsible Use of Super Intelligence Survey to better understand how insurers are deploying SI technologies, the governance structures they use to oversee those systems, the role of third-party vendors and the operational impacts of adoption. Responses are due by December 30, 2026.
Written comments and supporting materials may be submitted by December 12, 2026. The department said information gathered through the survey and the workshop will inform its work on responsible SI use in insurance.
来源：加利福尼亚州保险局
发布：GSM·美国（发布链接）
图片来源：图：位于 Sacramento 的加利福尼亚州议会大厦圆顶。作者：Radomianin，公共领域。 / Photo: Dome of the California State Capitol in Sacramento. Credit: Radomianin, public domain, via Wikimedia Commons.
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