德州保险欺诈工作组开始运转：63名成员协同查骗，去年疑似欺诈报告逾2万件
美国德克萨斯州保险局（TDI）组建的德州保险欺诈工作组已经召开首次会议，开始全州协同打击保险欺诈。这个工作组是按州长 Greg Abbott 今年8月的指令设立的，州长当时要求保险局把消费者放在首位，用好现有权限，让房屋和汽车保险更可负担。
工作组共有63名成员，来自执法机构、保险业、消费者团体和其他合作单位。去年一年，德州保险局的欺诈调查部门收到超过2万件疑似保险欺诈报告。
按德州保险局公布的材料，保险欺诈每年给美国经济造成的损失约3080亿美元，平均为每个家庭每年多添约1000美元保费，在白领犯罪中排第二位，受害的不只是消费者，还包括保险公司、代理人、汽车修理厂、承包商和医生等各方。
工作组接下来的任务，是在全州范围内协调保险欺诈调查、分享新型骗局的情报，并制定面向消费者的防骗指引，尤其针对自然灾害过后容易出现的诈骗。
德州居民如怀疑保险欺诈，可通过德州保险局网站举报，或拨打该局帮助热线800-252-3439。
（来源：德克萨斯州保险局）
Texas Insurance Fraud Task Force Gets to Work: 63 Members, More Than 20,000 Suspected Fraud Reports Last Year
The Texas Insurance Fraud Task Force, created by the Texas Department of Insurance (TDI), has held its first meeting and begun coordinating the statewide fight against insurance fraud. The task force was launched at the direction of Governor Greg Abbott, who in August told TDI to put consumers first and use its existing authority to make home and auto insurance more affordable.
The task force brings together 63 representatives from law enforcement, the insurance industry, consumer groups and other partners. Last year, TDI's Fraud Unit received more than 20,000 reports of suspected insurance fraud.
According to TDI materials, insurance fraud costs the U.S. economy about $308 billion a year, adds roughly $1,000 a year to the average family's premiums, and ranks as the second most common white-collar crime, harming consumers, insurers, agents, body shops, contractors and doctors alike.
The task force will coordinate insurance fraud investigations across the state, share intelligence about emerging fraud schemes, and develop consumer guidance aimed at preventing fraud, particularly after natural disasters.
Texans can report suspected insurance fraud on TDI's website or by calling the department's Help Line at 800-252-3439.
(Source: Texas Department of Insurance)
来源：德克萨斯州保险局
发布：GSM·美国（发布链接）
图片来源：图片来源：德克萨斯州保险局官方信息图与工作组会议照片（TDI 发布材料） Image: Texas Department of Insurance infographic and task force meeting photo (TDI release material)
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