Presurance控股2026年第三季个人险综合成本率降至82.7%：总承保保费620万美元年减57.8%，个人险组合现仅余德州房主险
总部位于密歇根州特洛伊的 Presurance 控股公司（纳斯达克：PRHI）11 月 12 日通过 GlobeNewswire 发布 2026 年第三季度业绩。
第三季度，该公司个人险综合成本率为 82.7%，一年前同期为 95.2%；年初至今个人险综合成本率为 91.0%，一年前同期为 119.3%。整体承保综合成本率第三季度为 113.2%，年初至今为 97.1%，一年前同期为 133.7%。
第三季度总承保保费为 620 万美元（617.3 万美元），按年下降 57.8%；前九个月总承保保费为 3070 万美元，按年下降 40.8%。
第三季度归属于普通股股东的净亏损为 160 万美元，每股亏损 0.43 美元。截至 2026 年 9 月 30 日，公司每股账面价值为 6.45 美元。
在决定不再续保中西部房主险业务之后，该公司个人险组合目前仅由德州房主险保单构成。商业险业务处于自然到期清退状态。
公司首席执行官布赖恩·罗尼在发布中就季度业绩与业务组合变化作出说明。
Presurance Holdings Third Quarter 2026 Personal Lines Combined Ratio Improved to 82.7 Percent: Gross Written Premiums of 6.2 Million Dollars Fell 57.8 Percent, and the Personal Lines Book Is Now Exclusively Texas Homeowners Policies
Presurance Holdings, Inc. (Nasdaq: PRHI), based in Troy, Michigan, reported its 2026 third quarter results on November 12, 2026, through GlobeNewswire.
The company personal lines combined ratio was 82.7 percent in the third quarter, compared with 95.2 percent a year earlier. Year to date, the personal lines combined ratio was 91.0 percent, compared with 119.3 percent a year earlier. The overall underwriting combined ratio was 113.2 percent in the third quarter and 97.1 percent year to date, compared with 133.7 percent a year earlier.
Total gross written premiums were 6.2 million dollars (6,173 thousand dollars) in the third quarter, down 57.8 percent, and 30.7 million dollars for the first nine months, down 40.8 percent.
The net loss allocable to common shareholders was 1.6 million dollars, or 0.43 dollars per share, in the third quarter. Book value was 6.45 dollars per share at September 30, 2026.
After the company decision to non-renew its Midwest homeowners business, its personal lines portfolio now consists exclusively of Texas homeowners policies. Its commercial lines business is in runoff.
Chief Executive Officer Brian Roney commented in the release on the quarterly results and the portfolio changes.
来源：Presurance控股
发布：GSM·美国（发布链接）
图片来源：图：德州奥斯汀新居（Presurance相关资料图）。Matthew Rutledge，CC BY 2.0，Wikimedia Commons。 / Photo: A new home in Austin, Texas. Matthew Rutledge, CC BY 2.0, via Wikimedia Commons.
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