慕尼黑再保险第三季净结果17.42亿欧元：前九月56.67亿欧元、全年目标66亿欧元
慕尼黑再保险（Munich Re）于2026年11月12日公布第三季与前九个月最终业绩。公司第三季净结果为17.42亿欧元，上年同期为19.97亿欧元。
今年前九个月，公司净结果为56.67亿欧元，上年同期为51.76亿欧元。公司称，业绩由各业务板块良好的经营表现以及财产与意外再保险低于平均水平的大额损失带动。
第三季集团已签发保险合同的保险收入为166.26亿欧元，上年同期为145.75亿欧元；前九个月保险收入为465.83亿欧元，上年同期为451.62亿欧元。
第三季技术结果为23.75亿欧元，上年同期为28.22亿欧元；营业结果为24.72亿欧元，上年同期为30.36亿欧元。第三季大额损失在分出再保险与税前口径下为6.46亿欧元，其中自然灾害损失5.14亿欧元，单项最贵的事件为哥伦比亚埃尔乔科地震，约3亿欧元。
财产与意外再保险第三季综合成本率为80.0%。公司此前已将2026年全年净结果目标由63亿欧元上调至66亿欧元，本次最终业绩维持该目标口径；公司并表示将于12月10日公布2027年财务展望，2026年全年业绩定于2027年2月25日公布。
上述数字均出自慕尼黑再保险2026年11月12日发布的季度业绩报表。
Munich Re Third-Quarter Net Result of €1.742 Billion Lifts Nine-Month Total to €5.667 Billion
Munich Re published its final third-quarter and nine-month results on November 12, 2026. The group reported a net result of €1.742 billion for the third quarter, compared with €1.997 billion a year earlier.
For the first nine months, the net result was €5.667 billion, compared with €5.176 billion a year earlier. The company said the result was driven by a pleasing operating performance across all business segments and below-average major losses in property and casualty reinsurance.
Group insurance revenue from insurance contracts issued was €16.626 billion in the third quarter, compared with €14.575 billion a year earlier, and €46.583 billion for the nine months, compared with €45.162 billion.
The total technical result was €2.375 billion, down from €2.822 billion, and the operating result was €2.472 billion, down from €3.036 billion. Major losses in the third quarter amounted to €646 million after retrocession and before tax, including natural disaster losses of €514 million, with the costliest event the El Choco earthquake in Colombia at about €300 million.
The property and casualty reinsurance combined ratio was 80.0 percent in the quarter. The company had earlier raised its 2026 net result target from €6.3 billion to €6.6 billion and maintained that target with the final results. Munich Re said it will disclose its 2027 financial outlook on December 10 and present full-year 2026 results on February 25, 2027.
All figures are from Munich Re's quarterly statement published on November 12, 2026.
来源：慕尼黑再保险
发布：GSM·美国（发布链接）
图片来源：慕尼黑再保险总部大楼航拍。／Aerial view of the Munich Re headquarters in Munich.（Carsten Steger，CC BY-SA 4.0，Wikimedia Commons）
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