Kin保险11月12日把汽车保险带进科罗拉多州：成该公司第三个车险州，房车捆绑最高省房险15%、车险20%
Kin 保险 11 月 12 日宣布，其汽车保险即日起在科罗拉多州开售，科罗拉多州成为该公司提供车险的第三个州，此前为佛罗里达州与德州。
科罗拉多州的房主若把房屋与汽车保单捆绑在同一家公司，房险保费最高可省 15%，车险保费最高可省 20%。Kin 表示，在测试期购入其房险的科罗拉多州房主中，超过三成、即 42% 的人同时购入了其车险。
Kin 援引科罗拉多州保险局的口径称，冰雹约占科罗拉多州前山地带至东部平原一带房主保险保费的一半，一场冰雹可同时损坏房屋与停在屋外的汽车，分开投保意味着要联系两家公司、处理两宗理赔。该公司的科罗拉多州车险可选择责任险，或加碰撞与综合险的全险，综合险涵盖冰雹等天气造成的车辆损坏。
Kin 创办人兼行政总裁肖恩·哈珀表示，房主希望把保障集中在一处的需求很明显，把车险带进科罗拉多州是顺理成章的下一步。55 岁及以上驾驶人完成获批的驾驶安全课程后，还可能符合年长驾驶人折扣资格。
Kin Brings Auto Insurance to Colorado on November 12: Its Third Auto Insurance State, With Bundled Home and Auto Savings of up to 15 Percent on Home Premiums and up to 20 Percent on Auto Premiums
Kin Insurance announced on November 12 that auto insurance is now available in Colorado, making it the third state where Kin offers auto coverage, following Florida and Texas.
Colorado homeowners who bundle home and auto policies with Kin may save up to 15 percent on their home insurance premiums and up to 20 percent on their auto insurance premiums. During beta testing, more than one in three, or 42 percent, of Colorado homeowners who purchased a Kin home policy also purchased Kin auto coverage.
Kin cited the Colorado Division of Insurance in noting that hail accounts for roughly half of homeowners insurance premiums along Colorado Front Range and into the Eastern Plains, and that a single hailstorm can damage both a home and the car parked outside, leaving owners of separate policies with two companies to call and two claims to manage. Kin Colorado auto coverage is available with liability coverage or full coverage, which adds collision and comprehensive coverage, and comprehensive coverage helps protect against weather related vehicle damage, including hail.
Kin Founder and Chief Executive Sean Harper said the demand is clearly there, that homeowners want the convenience of having all their coverage in one place, and that expanding into auto insurance is a natural next step. Drivers 55 and older may also qualify for a Mature Driver Discount by completing an approved driver safety course.
来源：Kin保险
发布：GSM·美国（发布链接）
图片来源：图：科罗拉多州东部冰雹灾后景象（Kin相关资料图）。James St. John，CC BY 2.0，Wikimedia Commons。 / Photo: Aftermath of a hailstorm in eastern Colorado. James St. John, CC BY 2.0, via Wikimedia Commons.
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